Flex Regular Saver
Limited access regular saver. Save up to £200 a month for 12 months.
Interest rate
6.50%
AER/gross a year (variable)
Compare savings accounts and ISAs
Explore all our savings accounts, ISAs and fixed rate bonds in one place. Find the best account and interest rate for you and open a new savings account with Nationwide today.
Find the best savings account for you
We’ve found 16 savings accounts for you
| Account | Interest rate | Withdrawal limits | How to manage the account | Who can apply | Learn more and apply |
|---|---|---|---|---|---|
Flex Regular Saver Limited access regular saver. Save up to £200 a month for 12 months. | 6.50% AER/gross a year (variable) | After 4 withdrawals, the interest rate reduces to 1.05% AER/gross a year (variable) for the rest of the term. | Online | Nationwide current account holders aged 16 or over who apply online. | |
15 Month Member Exclusive Online Bond For a limited time, get our best available fixed savings rate with this 15 month savings bond. Open online and save up to £10,000. | 5.00% AER/gross a year (fixed) | No withdrawals until the term ends. | Online | Nationwide and Virgin Money customers with qualifying accounts. | |
FlexOne Saver Instant access children’s savings account. Save up to £5,000. | 5.00% AER/gross a year (variable) | Unlimited withdrawals. | Online and branch | FlexOne account holders aged 11 to 17. | |
5 Year Fixed Rate Cash ISA Deposit a lump sum for a fixed term. Lock it away for 5 years and earn tax-free interest. | 4.60% AER/tax-free (fixed) | If you withdraw money, we will close the ISA and you will pay an early access charge. | Online and branch | UK residents aged 18 or over. ISAs can only be opened by one person as a sole account. | |
3 Year Fixed Rate Cash ISA Deposit a lump sum for a fixed term. Lock it away for 3 years and earn tax-free interest. | 4.60% AER/tax-free (fixed) | If you withdraw money, we will close the ISA and you will pay an early access charge. | Online and branch | UK residents aged 18 or over. ISAs can only be opened by one person as a sole account. | |
2 Year Fixed Rate Cash ISA Deposit a lump sum for a fixed term. Lock it away for 2 years and earn tax-free interest. | 4.55% AER/tax-free (fixed) | If you withdraw money, we will close the ISA and you will pay an early access charge. | Online and branch | UK residents aged 18 or over. ISAs can only be opened by one person as a sole account. | |
1 Year Fixed Rate Cash ISA Deposit a lump sum for a fixed term. Lock it away for a year and earn tax-free interest. | 4.50% AER/tax-free (fixed) | If you withdraw money, we will close the ISA and you will pay an early access charge. | Online and branch | UK residents aged 18 or over. ISAs can only be opened by one person as a sole account. | |
5 Year Fixed Rate Online Bond Deposit a lump sum for a fixed term. Lock it away for 5 years and earn interest. | 4.00% AER/gross a year (fixed) | No withdrawals until the term ends. | Online | UK residents aged 16 or over. | |
3 Year Fixed Rate Online Bond Deposit a lump sum for a fixed term. Lock it away for 3 years and earn interest. | 4.00% AER/gross a year (fixed) | No withdrawals until the term ends. | Online | UK residents aged 16 or over. | |
2 Year Fixed Rate Online Bond Deposit a lump sum for a fixed term. Lock it away for 2 years and earn interest. | 4.00% AER/gross a year (fixed) | No withdrawals until the term ends. | Online | UK residents aged 16 or over. | |
1 Year Fixed Rate Online Bond Deposit a lump sum for a fixed term. Lock it away for a year and earn interest. | 4.00% AER/gross a year (fixed) | No withdrawals until the term ends. | Online | UK residents aged 16 or over. | |
1 Year Triple Access ISA Withdraw your money up to 3 times without reducing your interest rate and earn tax-free variable interest. | 3.30% AER/tax-free (variable) | After 4 withdrawals, the interest rate reduces to 1.05% AER/tax-free a year (variable) for the rest of the term. | Online and branch | UK residents aged 18 or over. ISAs can only be opened by one person as a sole account. | |
1 Year Triple Access Saver Make up to 3 withdrawals without your interest rate reducing. | 3.30% AER/gross a year (variable) | After 4 withdrawals, the interest rate reduces to 1.05% AER/gross a year (variable) for the rest of the term. | Online and branch | UK residents aged 16 or over. | |
Children's Future Saver Limited access children’s savings account for parents or guardians. Save up to £5,000 a year. | 2.80% AER/gross a year (variable) | After 2 withdrawals, the interest rate reduces to 1.35% AER/gross a year (variable) for the rest of the account year. | Online and branch | Parents or guardians with parental responsibility for a child under 18. | |
Flex Instant Saver Instant access savings account with a 12-month term. For existing current account customers only. | 2.30% AER/gross a year (variable) | Unlimited withdrawals. | Online | Nationwide current account holders aged 16 or over who apply online. | |
Instant Access Saver Instant access savings account where the interest rate depends on your account balance and applies to the whole balance. | £0.01 - £9,999.99 1.10% AER/gross a year (variable) £10,000.00 - £49,999.99 1.15% AER/gross a year (variable) £50,000.00+ 1.20% AER/gross a year (variable) | Unlimited withdrawals. | Online and branch | UK residents aged 16 or over. |
15 Month Member Exclusive Online Bond
For a limited time, get our best available fixed savings rate with this 15 month savings bond. Open online and save up to £10,000.
Interest rate
5.00%
AER/gross a year (fixed)
Withdrawal limits
No withdrawals until the term ends.How to manage the account
OnlineWho can apply
Nationwide and Virgin Money customers with qualifying accounts.FlexOne Saver
Instant access children’s savings account. Save up to £5,000.
Interest rate
5.00%
AER/gross a year (variable)
Withdrawal limits
Unlimited withdrawals.How to manage the account
Online and branchWho can apply
FlexOne account holders aged 11 to 17.5 Year Fixed Rate Cash ISA
Deposit a lump sum for a fixed term. Lock it away for 5 years and earn tax-free interest.
Interest rate
4.60%
AER/tax-free (fixed)
Withdrawal limits
If you withdraw money, we will close the ISA and you will pay an early access charge.How to manage the account
Online and branchWho can apply
UK residents aged 18 or over. ISAs can only be opened by one person as a sole account.3 Year Fixed Rate Cash ISA
Deposit a lump sum for a fixed term. Lock it away for 3 years and earn tax-free interest.
Interest rate
4.60%
AER/tax-free (fixed)
Withdrawal limits
If you withdraw money, we will close the ISA and you will pay an early access charge.How to manage the account
Online and branchWho can apply
UK residents aged 18 or over. ISAs can only be opened by one person as a sole account.2 Year Fixed Rate Cash ISA
Deposit a lump sum for a fixed term. Lock it away for 2 years and earn tax-free interest.
Interest rate
4.55%
AER/tax-free (fixed)
Withdrawal limits
If you withdraw money, we will close the ISA and you will pay an early access charge.How to manage the account
Online and branchWho can apply
UK residents aged 18 or over. ISAs can only be opened by one person as a sole account.1 Year Fixed Rate Cash ISA
Deposit a lump sum for a fixed term. Lock it away for a year and earn tax-free interest.
Interest rate
4.50%
AER/tax-free (fixed)
Withdrawal limits
If you withdraw money, we will close the ISA and you will pay an early access charge.How to manage the account
Online and branchWho can apply
UK residents aged 18 or over. ISAs can only be opened by one person as a sole account.5 Year Fixed Rate Online Bond
Deposit a lump sum for a fixed term. Lock it away for 5 years and earn interest.
Interest rate
4.00%
AER/gross a year (fixed)
Withdrawal limits
No withdrawals until the term ends.How to manage the account
OnlineWho can apply
UK residents aged 16 or over.3 Year Fixed Rate Online Bond
Deposit a lump sum for a fixed term. Lock it away for 3 years and earn interest.
Interest rate
4.00%
AER/gross a year (fixed)
Withdrawal limits
No withdrawals until the term ends.How to manage the account
OnlineWho can apply
UK residents aged 16 or over.2 Year Fixed Rate Online Bond
Deposit a lump sum for a fixed term. Lock it away for 2 years and earn interest.
Interest rate
4.00%
AER/gross a year (fixed)
Withdrawal limits
No withdrawals until the term ends.How to manage the account
OnlineWho can apply
UK residents aged 16 or over.1 Year Fixed Rate Online Bond
Deposit a lump sum for a fixed term. Lock it away for a year and earn interest.
Interest rate
4.00%
AER/gross a year (fixed)
Withdrawal limits
No withdrawals until the term ends.How to manage the account
OnlineWho can apply
UK residents aged 16 or over.1 Year Triple Access ISA
Withdraw your money up to 3 times without reducing your interest rate and earn tax-free variable interest.
Interest rate
3.30%
AER/tax-free (variable)
Withdrawal limits
After 4 withdrawals, the interest rate reduces to 1.05% AER/tax-free a year (variable) for the rest of the term.How to manage the account
Online and branchWho can apply
UK residents aged 18 or over. ISAs can only be opened by one person as a sole account.1 Year Triple Access Saver
Make up to 3 withdrawals without your interest rate reducing.
Interest rate
3.30%
AER/gross a year (variable)
Withdrawal limits
After 4 withdrawals, the interest rate reduces to 1.05% AER/gross a year (variable) for the rest of the term.How to manage the account
Online and branchWho can apply
UK residents aged 16 or over.Children's Future Saver
Limited access children’s savings account for parents or guardians. Save up to £5,000 a year.
Interest rate
2.80%
AER/gross a year (variable)
Withdrawal limits
After 2 withdrawals, the interest rate reduces to 1.35% AER/gross a year (variable) for the rest of the account year.How to manage the account
Online and branchWho can apply
Parents or guardians with parental responsibility for a child under 18.Flex Instant Saver
Instant access savings account with a 12-month term. For existing current account customers only.
Interest rate
2.30%
AER/gross a year (variable)
Withdrawal limits
Unlimited withdrawals.How to manage the account
OnlineWho can apply
Nationwide current account holders aged 16 or over who apply online.Instant Access Saver
Instant access savings account where the interest rate depends on your account balance and applies to the whole balance.
Interest rate
£0.01 - £9,999.99
1.10%
AER/gross a year (variable)
£10,000.00 - £49,999.99
1.15%
AER/gross a year (variable)
£50,000.00+
1.20%
AER/gross a year (variable)
Withdrawal limits
Unlimited withdrawals.How to manage the account
Online and branchWho can apply
UK residents aged 16 or over.Why we’re a good way to save
We save our best rates for members
Compare our interest ratesOur top savings accounts are only for existing members, and we won't offer ‘new customer only’ savings accounts. Because as a mutual, we are owned by our members.
We can alert you when things change
Register for alertsSign up to SavingsWatch and we can tell you about new savings accounts and when our rates change.
We make saving easier with app tools
Discover our app toolsThe Nationwide app is designed to make saving easier. Set trackable goals to help you save towards what matters or save your change using round-ups and quick save with a Nationwide current account.
We offer a rate guarantee when you stick with us
Explore our savings promisesWhen your fixed rate bond or ISA is due to mature, if our rate changes between when we contact you and maturity, you will get the better rate. You just need to get back to us by your maturity date.
Check your interest rate
If you already have a Nationwide savings account, you can find your interest rate by logging in to the Nationwide app or internet bank. You can also use our online tool to find your interest rate, if you know the name of your account.
Help for customers
If you already have a Nationwide savings account, we are here to support you.
Quick links:
Looking after your money
We're committed to keeping your money safe. And as well as the security you get from us, you're also protected by the Financial Services Compensation Scheme (FSCS).
This means the money across all your Nationwide and Virgin Money accounts is covered up to £120,000 per eligible person (or a combined £240,000 for joint accounts). This applies if we're unable to meet our financial commitments or stop trading.