Home insurance

1. Get a quote
   You can do this online (opens in new window) in minutes or by calling us on 0345 268 2185.
2. Choose your cover and voluntary excess
   Once you have your quote you can choose whether to opt for Essentials or Enhanced cover. The compulsory excess is automatically applied by us. You can also decide whether to add a voluntary excess to your policy.
3. Decide how you want to pay
   You can choose to pay the full year upfront, or spread the cost monthly at no extra cost.
4. Make a claim
   How you make a claim depends on which provider you’re with.

Aviva claims:

Find out how to make a claim on your Aviva home insurance policy.

RSA claims:

Find out how to make a claim on your RSA home insurance policy.

There are three main types of home insurance.

Buildings covers the structure of your home. Contents covers your belongings. Buildings and contents cover combines both.

Home insurance can protect you against things like accidents, damage, and theft.

You can buy buildings and contents cover separately, or choose one insurer to cover both. Using one provider can make things simpler and may save you money.

Whichever option you choose, always check what’s included. Make sure the cover meets your needs and is right for your home and belongings.

Severe weather, such as storms, flooding or very cold conditions, can sometimes lead to damage to homes and belongings. Taking some practical steps ahead of time may help reduce the risk and make it easier to deal with problems if they arise.

We’ve put together a guide on how to prepare your property, including what you can do before severe weather hits and what to check afterwards.