Our promises to Nationwide savers

We won't offer ‘brand new customer only’ savings accounts.

What this means for you

We don’t want to punish loyalty. You won’t miss out on savings accounts just because you already have accounts with us.

We’ll reward existing savers with exclusive savings accounts (product eligibility criteria will apply).

What this means for you:

As a thank you for saving with Nationwide, from time to time we offer member-exclusive savings accounts. Always make sure you check the criteria.

We guarantee our fixed rate ISA rates will match or beat our equivalent fixed rate bond rates.

What this means for you:

You will never get a lower interest rate on a Nationwide fixed rate ISA than an equivalent Nationwide fixed rate bond. There may be times when we offer bonds that don’t have an ISA equivalent, and these may pay a higher rate, so check both accounts before applying.

Earn interest on your cash ISA as soon as we receive your transfer application, provided that your funds are free to move and not subject to any notice period.

What this means for you:

If you have an ISA with another provider, you can apply to transfer it to a Nationwide ISA. If your funds are ready to move, you will start earning interest as soon as you complete your transfer application.

We offer a rate guarantee when you take another fixed rate bond or fixed rate ISA – if our rate changes between the date we notify you of your options and your existing product maturity date, we'll give you the better rate as long as you get back to us by your maturity date.

What this means for you:

When your fixed rate bond or ISA is due to mature, if our rate changes between when we contact you and maturity, you will get the better rate. You just need to get back to us by your maturity date.

So long as you’re registered for SavingsWatch, we’ll email you a Savings Summary once a year showing your products’ interest rates and our range of savings accounts. There are conditions you'll need to meet first.

What this means for you:

Sign up to our SavingsWatch emails and we will email you an annual summary of your interest rates and our savings accounts. So you can make sure you are making the most of your money. Terms apply.