FlexBasic current account
There is no monthly fee for maintaining a basic bank account.
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Bank how you like
Online, via our Internet Bank or Banking app, over the phone or in branch.
Available as a joint account
This can be with your partner, a family member or a friend.
The FlexBasic account comes with Contactless, Apple Pay, Google Pay, Samsung Pay, and Paym payments and optional paperless statements.
To apply for a FlexBasic account
You need to:
- be 18 or over
- be a UK resident
- not hold another UK current account, or not be eligible for any of our other current accounts
- agree the account is for personal use only.
What's not included
An arranged overdraft
Interest on credit balances
Make banking easier with our secure app
- Manage all your Nationwide accounts in one place
- View and search your transactions
- Freeze and unfreeze your Visa debit card
- Report your card lost or stolen and order a new card
Fees, charges and important documents
Before you apply, make sure you read the:
There is no monthly fee for maintaining a basic bank account, but charges can apply for:
Applying for a current account
To open a current account you will need the following details:
- address history for the past three years
- employer’s address (if you’re employed)
- a valid UK passport or full UK driving licence.
You’ll still be able to apply for a current account if you don’t have a valid UK passport or a full UK driving licence, but we may need you to come in to branch with your ID. We’ll need to see proof of your name and your address.
Summary Financial Statement
When you open an account with us, we need to let you know about our most recent summary financial statement and auditors' report. Our summary financial statement is published in our Review of the Year document PDF, 5.9MB (opens in a new window). You can find our latest annual report and accounts, including our auditors' report, on our Results and Accounts page.
Member Prize Draw
Check which current accounts we can offer you
Before you can apply for a FlexBasic account, we need to check your eligibility for our other current accounts.
Speak to us
Protecting your money
The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.