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Fixed Rate Online Bond

  • Apply online and put away a lump sum for up to 5 years.
  • Prefer to apply in person? We also offer a Fixed Rate Branch Bond. This works like our online bond but is only available at Nationwide branches.

Why choose a Fixed Rate Online Bond?​

  1. Interest rate

    3.80% AER/gross a year (fixed) for all terms.

    The interest rate is fixed, which means it will not change for the account term.

  2. Manage your money

    Online, either using our banking app or internet bank.

  3. Access to your money

    Only when your term ends. There is no option to close a Fixed Rate Online Bond early to access your money.​

Is a Fixed Rate Online Bond right for you?

Designed for

  • Savers wanting to lock away their money for a fixed term

  • Savers looking for an interest rate that won't change

  • Savers registered for online banking. You can register when you apply for this account.​

Not designed for

  • Savers who may want access to their money during the account term

  • Savers who want to put away money on a regular basis​​

  • Savers wanting to open or manage their account in branch. You can apply for our Fixed Rate Branch Bond instead. It works like our Fixed Rate Online Bond. Find your nearest branch.

Information:

Eligibility criteria apply

Is your bond about to mature?

Find out what to do if you already have a Fixed Rate Online Bond and need to make your maturity decision.

More about your bond maturity options

Not the right account for you?

Answer a few simple questions and we'll show you what's available.

Find the account that's right for you

Account details

Explore the key features and benefits of this account in our Summary Box before moving on to start your application.

Information:

This Summary Box sets out the key features of the savings account. For full details, please read the account terms and conditions.

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Note:

Before you apply, please make sure you read the Summary Box and Terms and Conditions in full and print or save a copy for reference.

Apply for a Fixed Rate Online Bond

Apply online

We will ask whether you want a sole or joint bond and how long you want to fix your interest rate for.

Apply now

Apply in branch

Prefer to apply in person? You can apply for our Fixed Rate Branch Bond at any Nationwide branch. This works like our online bond, but you apply in person. You will need to bring ID and proof of your address.

Find your nearest branch

Download or print the account documents

Protecting your money

The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.

Find out more about the FSCS – PDF, 2MB (opens in a new window)