Find a mortgage that's right for you

Our range of mortgages covers different borrowing needs.

  1. First time buyer
  2. Borrow more
  3. Change lender to Nationwide
  4. Moving home
  5. Buy to let

Already have a mortgage with us?

Use our online Mortgage Manager to make changes to your account and check your mortgage balance. You can also apply to switch to a new deal, if you’re eligible.

If you need more information about switching, read our switching guide.


Our guide to switching deal

Find out how and when you can switch, if you need to pay a charge and more in our switching guide.

Base rate mortgage information:

Find out how the Bank of England base rate affects our Standard Mortgage Rate and Base Mortgage Rate. Our guide to the base rate could help you decide what to do.

Looking to get a mortgage with us?

Start with our mortgage calculators to see how much we can lend you and our available deals. Then, when you’re ready, get a Decision in Principle.

Mortgage calculators

Find out how much we can lend you, compare our available deals and see what your payments might be.

Get a Decision in Principle

A Decision in Principle confirms how much we can lend you. You’ll need one before you can apply for a mortgage with us. The process can take about 20 minutes.

Continue your application

If you’ve already started a mortgage application with us, continue it when you’re ready.


Mortgages are secured on your home. You could lose your home if you do not keep up payments on your mortgage. Mortgages are subject to underwriting and criteria. Minimum age 18, UK residents only.

Worried about making your monthly mortgage payments?

If you’re struggling to make your monthly mortgage payments, our Home Support Hub tells you what options are available to help you reduce your payments.

Mortgage help

Have a mortgage question? Search here, or use our quick links.

Quick links:

Get rewarded for going green

We’re committed to more energy-efficient, greener homes.

That’s why we’re offering benefits for our members who are buying an energy-efficient home or want to borrow more for improvements towards a greener home. Eligibility criteria apply.

More than just a mortgage - be a member too

When you have a mortgage with us you become a Nationwide member and part of something striving for mutual good.

Our first members came together over 130 years ago with the idea of pooling their money and helping each other buy homes of their own.

We are millions of members strong, still helping each other buy and stay in homes of our own, and still giving back to our communities.