Welcome to our new website:

explore how we've made it better and simpler for you. Read about the changes to our website

What are you saving for?

We’ve found 14 savings accounts for you

This table shows our current savings accounts, to help you find the account that's right for you.
Account nameInterest rateWithdrawals and chargesManageDesigned forFind out more

Future Saver – for members who have a main current account with us

Save up to £5,000 a year for your child
1.00%
AER/gross a year (variable)
After more than 1 withdrawal the interest rate reduces to 0.05% AER/gross a year (variable) for the rest of that account yearOnline and branchOur main current account holders with parental responsibility for under-16s

Start to Save

Save between £50 and £100 in the 3 months leading up to our prize draws for a chance to win £100. Terms and Conditions apply.

1.00%
AER/gross a year (variable) for 24 months
Making withdrawals may affect your entry into the prize drawOnlineSavers in England, Scotland and Wales aged 16 or over and registered for internet banking

2 year Fixed Rate Bond

Open in your branch, lock away a lump sum for 2 years, know your interest rate won't change
0.50%
AER/gross a year (fixed)
A withdrawal in the term closes the account and an early access charge appliesOnline and branchMembers with a Nationwide current account or instant access savings account

2 year Fixed Rate e‑Bond

Lock away a lump sum for 2 years, manage it online, know your interest rate won't change
0.50%
AER/gross a year (fixed)
A withdrawal in the term closes the account and an early access charge appliesOnlineOur current account holders registered for internet banking

2 Year Fixed Rate ISA

Earn tax-free interest on a lump sum, lock it away for 2 years, know your interest rate won't change
0.50%
AER/tax-free (fixed)
A withdrawal in the term closes the account and an early access charge appliesOnline and branchAll savers

Future Saver – for customers who don't have a main current account with us

Save up to £5,000 a year for your child
0.50%
AER/gross a year (variable)
After more than 1 withdrawal the interest rate reduces to 0.05% AER/gross a year (variable) for the rest of that account yearOnline and branchSavers with parental responsibility for under-16s, who do not have a main current account with us

1 Year Triple Access Online Saver

Open online, and make up to 3 withdrawals without losing interest
0.45%
AER/gross a year (variable)
After more than 3 withdrawals the interest rate reduces to 0.01% AER/gross a year (variable) for the rest of the termOnlineAll savers

1 Year Fixed Rate Bond

Save a lump sum for a year without adding to it, know your interest rate won't change
0.40%
AER/gross a year (fixed)
A withdrawal in the term closes the account and an early access charge appliesOnline and branchMembers with a Nationwide current account or instant access savings account

1 Year Fixed Rate e‑Bond

Save a lump sum for a year without adding to it, manage it online, know your interest rate won't change
0.40%
AER/gross a year (fixed)
A withdrawal in the term closes the account and an early access charge appliesOnlineOur current account holders registered for internet banking

1 Year Fixed Rate ISA

Save a lump sum for a year without adding to it, earn tax-free interest at a rate that won't change
0.40%
AER/tax-free (fixed)
A withdrawal in the term closes the account and an early access charge appliesOnline and branchAll savers

1 Year Triple Access Online ISA

Open online, earn tax-free interest, and make up to 3 withdrawals without losing interest
0.25%
AER/tax-free (variable)
After more than 3 withdrawals the interest rate reduces to 0.01% AER/tax-free (variable) for the rest of the termOnlineAll savers, but to make withdrawals from this account funds must be transferred to a Nationwide current account or suitable instant access savings account in your name

Inheritance ISA

Boost your annual tax-free savings allowance, no transfers in allowed. Interest rate depends on your account balance and applies to the whole balance.
£1.00 - £9,999.99
0.01%
AER/tax-free (variable)
£10,000.00 - £49,999.99
0.03%
AER/tax-free (variable)
£50,000.00+
0.05%
AER/tax-free (variable)
You can make unlimited withdrawalsOnline and branchSavers whose spouse or partner passed away with ISA savings

Instant Access Saver

Unlimited access to your savings. Interest rate depends on your account balance and applies to the whole balance.
£0.01 - £9,999.99
0.01%
AER/gross a year (variable)
£10,000.00 - £49,999.99
0.03%
AER/gross a year (variable)
£50,000.00+
0.05%
AER/gross a year (variable)
You can make unlimited withdrawalsOnline and branchAll savers

Instant ISA Saver

Earn tax-free interest, get unlimited access to your money. Interest rate depends on your account balance and applies to the whole balance.
£0.01 - £9,999.99
0.01%
AER/tax-free (variable)
£10,000.00 - £49,999.99
0.03%
AER/tax-free (variable)
£50,000.00+
0.05%
AER/tax-free (variable)
You can make unlimited withdrawalsOnline and branchAll savers

Future Saver – for members who have a main current account with us

Save up to £5,000 a year for your child

Interest rate

1.00%
AER/gross a year (variable)

Withdrawals and charges

After more than 1 withdrawal the interest rate reduces to 0.05% AER/gross a year (variable) for the rest of that account year

Start to Save

Save between £50 and £100 in the 3 months leading up to our prize draws for a chance to win £100. Terms and Conditions apply.

Interest rate

1.00%
AER/gross a year (variable) for 24 months

Withdrawals and charges

Making withdrawals may affect your entry into the prize draw

2 year Fixed Rate Bond

Open in your branch, lock away a lump sum for 2 years, know your interest rate won't change

Interest rate

0.50%
AER/gross a year (fixed)

Withdrawals and charges

A withdrawal in the term closes the account and an early access charge applies

2 year Fixed Rate e‑Bond

Lock away a lump sum for 2 years, manage it online, know your interest rate won't change

Interest rate

0.50%
AER/gross a year (fixed)

Withdrawals and charges

A withdrawal in the term closes the account and an early access charge applies

2 Year Fixed Rate ISA

Earn tax-free interest on a lump sum, lock it away for 2 years, know your interest rate won't change

Interest rate

0.50%
AER/tax-free (fixed)

Withdrawals and charges

A withdrawal in the term closes the account and an early access charge applies

Future Saver – for customers who don't have a main current account with us

Save up to £5,000 a year for your child

Interest rate

0.50%
AER/gross a year (variable)

Withdrawals and charges

After more than 1 withdrawal the interest rate reduces to 0.05% AER/gross a year (variable) for the rest of that account year

1 Year Triple Access Online Saver

Open online, and make up to 3 withdrawals without losing interest

Interest rate

0.45%
AER/gross a year (variable)

Withdrawals and charges

After more than 3 withdrawals the interest rate reduces to 0.01% AER/gross a year (variable) for the rest of the term

1 Year Fixed Rate Bond

Save a lump sum for a year without adding to it, know your interest rate won't change

Interest rate

0.40%
AER/gross a year (fixed)

Withdrawals and charges

A withdrawal in the term closes the account and an early access charge applies

1 Year Fixed Rate e‑Bond

Save a lump sum for a year without adding to it, manage it online, know your interest rate won't change

Interest rate

0.40%
AER/gross a year (fixed)

Withdrawals and charges

A withdrawal in the term closes the account and an early access charge applies

1 Year Fixed Rate ISA

Save a lump sum for a year without adding to it, earn tax-free interest at a rate that won't change

Interest rate

0.40%
AER/tax-free (fixed)

Withdrawals and charges

A withdrawal in the term closes the account and an early access charge applies

1 Year Triple Access Online ISA

Open online, earn tax-free interest, and make up to 3 withdrawals without losing interest

Interest rate

0.25%
AER/tax-free (variable)

Withdrawals and charges

After more than 3 withdrawals the interest rate reduces to 0.01% AER/tax-free (variable) for the rest of the term

Inheritance ISA

Boost your annual tax-free savings allowance, no transfers in allowed. Interest rate depends on your account balance and applies to the whole balance.

Interest rate

£1.00 - £9,999.99
0.01%
AER/tax-free (variable)
£10,000.00 - £49,999.99
0.03%
AER/tax-free (variable)
£50,000.00+
0.05%
AER/tax-free (variable)

Withdrawals and charges

You can make unlimited withdrawals

Instant Access Saver

Unlimited access to your savings. Interest rate depends on your account balance and applies to the whole balance.

Interest rate

£0.01 - £9,999.99
0.01%
AER/gross a year (variable)
£10,000.00 - £49,999.99
0.03%
AER/gross a year (variable)
£50,000.00+
0.05%
AER/gross a year (variable)

Withdrawals and charges

You can make unlimited withdrawals

Instant ISA Saver

Earn tax-free interest, get unlimited access to your money. Interest rate depends on your account balance and applies to the whole balance.

Interest rate

£0.01 - £9,999.99
0.01%
AER/tax-free (variable)
£10,000.00 - £49,999.99
0.03%
AER/tax-free (variable)
£50,000.00+
0.05%
AER/tax-free (variable)

Withdrawals and charges

You can make unlimited withdrawals

Thought about investing?

Our Stocks and Shares ISA is a tax-efficient way to invest. If you're happy to invest for at least 6 years, it could help you beat inflation and build a nest egg for the future. You'll need to be 18 or over and a Nationwide member.

Information:

Jargon explained

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Gross p.a. is the interest rate without tax deducted.

Net p.a. is the interest rate after the deduction of tax.

Tax-free is the contractual rate of interest payable where interest is exempt from income tax.

The tax information provided is based on our understanding of current law and HM Revenue & Customs practice, both of which may change.

Not sure where to start?

Find out whether a savings account, ISA or bond would best suit your needs.

Being a Nationwide member

When you save with us you become a Nationwide member, and part of something striving for mutual good.

New to saving?

If you're not in the habit of saving it can be hard to know where to start. We've got a range of accounts, tools and advice to help you get started.​

Protecting your money

The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.