Update or cancel your Life Insurance or Critical Illness Cover policy
Nationwide Life Insurance and Critical Illness Cover is provided by Legal & General UK. You can update or cancel your policy online or over the phone.
Note keeping your details up to date is important:
Incorrect details could invalidate your policy and stop a claim being paid out.
Review your policy and make changes online
To check your details and review your policy, log in to 'My Account' (opens in a new window) on the Legal & General UK website to:
- view your policy details
- view your policy documents
- view up to 18 months of your payment history
- send Legal & General a secure message
- get answers to frequently asked questions
Changes you can make online
Log in to 'My Account' (opens in a new window) on Legal & General’s website to:
- update your name
- update your address
- update your phone number
- update your email address
- change marital status
- update password
- update user ID
- send Legal & General a request to change your Direct Debit details
- change the date that your Direct Debit is collected
You can also make all these changes over the phone.
Changes you can only make over the phone
The following changes to your policy can only be made over the phone:
- change where you pay your policy from
- increase or decrease the amount you are covered for
- change the end date of your policy
- remove someone from your policy.
Information:
There is no fee for updating your policy, but your Life Insurance premium may change.
Before you make a change
It is worth reviewing your policy to check it’s still right for you. For example, if your policy was to cover the length of your mortgage, is that still the same?
Be aware that:
- Changes to your policy may affect how much you pay for it.
- Your existing policy may need to be cancelled and a new policy set up. A new policy may have different terms and conditions.
Ways to change your policy
To make changes log in to your Legal & General UK account or call them direct.
Online
Check your policy and make changes in 'My Account' on Legal & General UK online.
Phone
Call Legal & General UK.
Monday to Friday, 9am to 5pm.
Closed Saturdays, Sundays and bank holidays.
Call charges will vary. Calls may be recorded and monitored for training purposes.
Cancelling your policy
You can cancel your policy online or over the phone. If you want to cancel your policy online, go to 'My Account' (opens in a new window) on Legal & General UK online.
If you find you are unable to cancel online, you can find details in ‘My Account’ of any further actions you need to take before you can cancel.
If you cancel your policy within 30 days of it starting, Legal and General will return any payments you have made.
If you have a joint policy, both people will need to complete a written authorisation. You can find more information on cancelling joint policies by going to 'My Account' (opens in a new window) on Legal & General UK online.
Information:
If you cancel your policy you won't need to pay a cancellation fee.
Before you cancel your policy
Things to consider:
- It’s usually cheaper to buy life insurance when you’re younger. Consider changing the policy instead.
- If you’re considering a new policy, what you’re covered for (for example, types of illness) may be different.
Ways to cancel your policy
To cancel your policy, log in to your Legal & General UK account or call them direct.
Cancel online
Go to 'My Account' on Legal & General UK online.
Cancel by phone
Call Legal & General UK.
Monday to Friday, 9am to 5pm.
Closed Saturdays, Sundays and bank holidays.
Call charges will vary. Calls may be recorded and monitored for training purposes.
If you need advice on your policy
If you need advice making changes or cancelling your policy, you can book an appointment either by phone or email to speak to an adviser at Legal & General. There is no charge for your appointment.
Phone
Please include information on what you need help with and an adviser will contact you to arrange an appointment.
If you need help with challenging times
If you’re going through illness or unexpected change, our confidential service can help. Our specialist support managers are here to help with your Nationwide accounts and put you in touch with trusted organisations that could suit your needs.
Get help during challenging times online
Our Specialist Support team is here to help when you’re going through a challenging time.