Find out how much you could borrow

Our calculator gives you an idea of what you could borrow based on your income, property price and deposit.

Mortgage rates and repayments

Compare mortgage deals and find out what your interest rate and monthly repayments could be.

What overpayments could do for you

Use this calculator to see how making overpayments could affect your mortgage.

Calculate Early Repayment Charges (ERCs) on your mortgage

Get an idea of possible ERCs if you’re looking to make overpayments, switch to a new deal, or pay off your mortgage early.

Interest rate changes and your mortgage repayments

Understand how changes to your interest rate – for example, from a Bank of England base rate change – could affect your monthly repayments.

Get an idea of your home's value

If you have a Nationwide mortgage, we can estimate how much your property may currently be worth.


Mortgages are secured on your home. You could lose your home if you do not keep up payments on your mortgage.
Mortgages are subject to underwriting and criteria. Minimum age 18, UK residents only.