Get an estimate of what you could borrow and what you might pay on a personal loan over 1 to 5 years. Other terms are available.
To apply for a loan
You can apply if:
- you have a monthly income of £700 after tax. If you're self-employed, you'll need to be able to prove a minimum of 1 year's income through an accountant's certificate, SA302 form or HMRC online tax calculation
- you live and work in the UK
- you're between 18 and 79 years old
- you're a member of Nationwide. You're a member if you have a current account, mortgage or savings account with us.
If you're applying for a joint loan, other criteria will apply.
We recommend getting a few personalised quotes from us.
We may be able to offer you a better rate if you change the amount you want to borrow or the length of time you borrow for. Even a small change can make a big difference to how much interest you'll have to pay and the overall cost of the loan.
You can get a quote in the same way you apply for a loan. Just fill out our application form online or give us a call.
Getting a quote will not affect your credit rating. Your credit rating will only be impacted if you decide to continue with your quote and take out a loan.
Longer loan terms
We offer personal loans for terms up to 7 years. For loans longer than 5 years, you'll need to give us a few details first so you can get a personalised loan quote.