Switch to a FlexPlus, FlexDirect or FlexAccount and you could get up to £125

If you're not yet a member, you could get £100. If you're already a member, you could get £125. It’s another example of our mutual difference and giving back to our members. Complete a full switch online to a FlexPlus, FlexDirect or FlexAccount from another building society or a bank, and make sure you switch over 2 Direct Debits as part of your switch. We may change, replace or withdraw this offer at any time. Terms and conditions apply.

Everyday bank accounts

FlexPlus – Get worldwide family travel and mobile phone insurance, plus UK and European breakdown cover. Pay just £13 a month for maintaining the account. Conditions apply.

FlexDirect – Our online current account with access to in-credit interest and an interest-free arranged overdraft for the first 12 months. Conditions apply.

FlexAccount – Our everyday current account where you can bank your way with no monthly fee.

Youth and student accounts

FlexOne – Our fee-free current account for 11- to 17-year-olds to help you manage your money and earn interest.

FlexStudent – The UK’s only fee-free student current account. Available if you're 18 or over.

Current account help

Basic current account

A bank account only for people who don't hold another UK current account or don't qualify for our other current accounts.


An arranged overdraft is designed for short-term borrowing. We’ll look at your circumstances to see if we can offer you one.

Switching to Nationwide

You can switch to Nationwide in just 7 working days using the Current Account Switch Service. It’s a free service, all you need to do is pick the date.

More than just a bank account...

When you bank with us, you become a member of Nationwide and part of something striving for mutual good.

Read more about becoming a member and some of the ways we support you with your banking.

Explore our savings accounts

As a thank you for joining the Society, we offer some savings accounts just for our current account members.

Make banking easier with our secure app

  • Manage all your Nationwide accounts in one place
  • View and search your transactions
  • Freeze and unfreeze your Visa Debit card
  • Report your card lost or stolen and order a new card

Protecting your money

The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.

Nationwide adheres to The Standards of Lending Practice, which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk (opens in a new window).