Our adult bank accounts

FlexPlus

Our packaged bank account. Get worldwide family travel and mobile phone insurance, plus UK and European breakdown cover. Conditions apply.

£13 monthly fee to maintain the account.

FlexDirect

Our bank account with interest. For those who only bank online or over the phone. Get access to in-credit interest on your money and, for the first 12 months, you can get an interest-free arranged overdraft. Conditions apply.

No monthly fee to maintain the account.

FlexAccount

Our everyday bank account. Bank your way.

No monthly fee to maintain the account.


Our other bank accounts

FlexStudent

Our student bank account. For those aged 18 or over. Apply for an interest-free arranged overdraft to help you manage your money at university. Conditions apply.

No monthly fee to maintain the account.

FlexOne

Our children's bank account. For 11- to 17-year olds. Earn interest and get help managing your money.

No monthly fee to maintain the account.

FlexBasic

Our basic bank account. This is only for people who don't hold another UK current account or don't qualify for our other current accounts.

No monthly fee to maintain the account.

Find the best bank account for you

At Nationwide, we offer a range of current accounts. Use our comparison table to compare the features of our adult bank accounts.

Learn more about banking with Nationwide

Overdrafts

An arranged overdraft is designed for short-term borrowing. We’ll look at your circumstances to see if we can offer you one.

Want easier access? Log in with our Banking app

Our Banking app is made to make managing your money simpler. Bank securely how you want, when you want.

Switch to Nationwide

There are lots of ways you can switch your bank account to us. Most people do a full switch using the Current Account Switch Service. It's a free service and will complete in just 7 working days.

What membership means

Our aim is to provide our members with the best value in banking. Find out more about membership and the benefits of being with Nationwide.

Current accounts help

Have a current accounts query? Search here or use our quick links to common queries.

Quick links:


Protecting your money

The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.


Nationwide adheres to The Standards of Lending Practice, which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk (opens in a new window).