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Everyday bank accounts

FlexPlus – Get worldwide family travel and mobile phone insurance, plus UK and European breakdown cover. Pay just £13 a month for maintaining the account. Conditions apply.

FlexDirect – Our online account with access to in-credit interest and an interest-free arranged overdraft for the first 12 months. Conditions apply.

FlexAccount – Our everyday current account where you can bank your way with no monthly fee.

Youth and student accounts

FlexOne – Our fee-free account for 11- to 17-year-olds to help you manage your money and earn interest.

FlexStudent – The UK’s only fee-free student current account. Available if you are 18 or over.

Current account help


Basic current account

Only for people who don't hold another UK current account, or don't qualify for our other current accounts.

Overdrafts

An arranged overdraft is designed for short-term borrowing. We’ll look at your circumstances to see if we can offer you one.

Switching to Nationwide

You can switch to Nationwide in just 7 working days using the Current Account Switch Service. It’s a free service, all you need to do is pick the date.

More than just a bank account...

When you bank with us, you become a member of Nationwide and part of something striving for mutual good.

Read more about becoming a member and some of the ways we support you with your banking.


Make banking easier with our secure app

  • Manage all your Nationwide accounts in one place
  • View and search your transactions
  • Freeze and unfreeze your Visa debit card
  • Report your card lost or stolen and order a new card

Take a tour of our Banking app


Service quality indicators

As part of a regulatory requirement, an independent survey was conducted to ask customers of the 17 largest personal current account providers for Great Britain and 9 largest personal current account providers for Northern Ireland if they would recommend their provider to friends and family.

We have published this information at the request of the Competition and Markets Authority so you can compare the overall quality of service from personal current account providers.

We asked customers how likely they would be to recommend their personal current account provider to friends and family.

Overall service quality - Great Britain

There’s more information to help you compare providers in the Competition and Markets Authority service quality results document:

Overall service quality - Northern Ireland

There’s more information to help you compare providers in the Competition and Markets Authority service quality results document:

The requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found on our Nationwide Service Metrics page.


Protecting your money

The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.


Nationwide adheres to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk (opens in a new window)