Car loans
Whether you’re buying your first car or upgrading, a loan could help. Nationwide loans are just for our members.
Try our loan calculator to help you get an idea of how much you could borrow.
Pay for your new car with a Nationwide loan
Fixed monthly payments
They won't change during the term of your loan or if you sell the vehicle.
Easier to negotiate price
Paying for the car up front could help you negotiate a better price.
No hidden fees
We won't charge you for setting up, overpaying or repaying your loan early.
Your loan on your phone
Once approved, you can easily manage your loan in our banking app.
Things to consider when budgeting for a new car
There are some things you could consider when budgeting for a car purchase:
- Vehicle tax is required for most vehicles on UK roads
- Car insurance is required for all drivers and varies in levels of cover
- Tyres may become a cost if the car you buy doesn’t have road legal ones
- Tools and spare parts can be helpful if you break down
- An MOT certificate is required for most cars on UK roads
- Your new car may be due a service after you take ownership
- You might consider getting breakdown cover in case anything goes wrong
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Buy a car with a personal loan
Apply now to spread the cost of your car purchase with a personal loan.
When you get a personalised quote for your Nationwide car loan, your quote will only be valid for today.
Frequently asked questions about car loans
Related links
Other ways to borrow
A loan might not always be the right way to borrow the money you need. There might be a more suitable option for your financial situation.