What is Nationwide membership?
Most customers who bank, save or have a mortgage with us are members.* We are run for, and owned by our members. We are the only major banking provider that doesn’t answer to shareholders. Trusted by over 16 million members across the UK.
Over 4 million members will get the £100 Fairer Share payment in 2026
All of our 605 branches will remain open until at least the start of 2030*
Over 200 thousand members got our exclusive fixed rate bond in 2025
Why we’re a good way to bank
We share our profits with our members, and help those in society who need it most.
The best customer satisfaction in the UK
We’re the UK’s number 1 for customer satisfaction.*
Last branch in town
We have 152 branches that are the last in town – supporting communities and the high street.
Better deals
Our members get access to our exclusive savings rates and offers.
Bank how you choose
From the ease of everyday banking on our app to having that reassurance you can talk to a real person when it matters over the phone or in branch - we are here for you.
Helping those in need
Since 2007 we have used 1% of our pre-tax profits to fund charitable activities in communities up and down the UK.*
Have your say
Join our Member Voice to help shape our products and services. Eligible members can also vote in our online Annual General Meeting.
We're Which? recommended
We’re proud to be a Which? Recommended Provider for current accounts.
It's easy to see why more people switch to us than anyone else. We share our profits with our members, keep our branches open and are the UK’s number 1 for customer satisfaction.*
Become a Nationwide member
You simply have to bank, save, or have a mortgage with us to be a member.*
Current accounts
Banking that puts you first. We're the only banking provider to share our profits with our members.
Savings accounts
Use the comparison table to find our best available savings accounts and cash ISA offers.
Mortgages
Whether you’re a first time buyer or looking for a better rate, our mortgage calculator will help you find the best deal.
Nationwide Fairer Futures
We are committed to giving 1% of our pre-tax profits to charitable activities every year.* That enables us to fund Nationwide Fairer Futures, which helps those who have been dealt an unfair hand in life.
The focus of Fairer Futures is:
- Youth homelessness partnering with Centrepoint.
- Families facing poverty partnering with Action for Children.
- The challenges faced by people living with dementia with Dementia UK.
- People affected by cancer partnering with The Royal Marsden Cancer Charity.
Partnering with these charities allows us to have the greatest possible impact on four of the biggest issues we see in society today.
Frequently asked questions
*‘Most customers who bank, save or have a mortgage with us are members’ : refers to individuals with personal current accounts, personal savings accounts and mortgages. Business current accounts aren’t included.
‘All of our 605 branches will remain open until at least the start of 2030’ : refers to our promise to keep every one of our branches open until at least the start of 2030. Excludes circumstances beyond our control. Branch opening times may vary. Learn more about our Branch Promise.
‘The UK’s number 1 for customer satisfaction’ refers to the UK Customer Satisfaction Index (July 2026). The UK Customer Satisfaction Index (UKCSI) provides an objective, independent perspective on the state of customer satisfaction in the UK across 13 sectors. UKCSI scores are based on customers’ responses on over 25 measures covering transactional experiences and broader aspects of customers’ relationships with organisations. The UKCSI is published twice a year in January and July by The Institute of Customer Service.
‘Since 2007 we have used 1% of our pre-tax profits to fund good causes in communities up and down the UK‘ : The 1% of our pre-tax profits we give to charitable organisations or good causes includes donations and relevant operational costs.
’We share our profits with our members, keep our branches open and are the UK’s number 1 for customer satisfaction.’ : refers to our Fairer Share payment. Each year since 2023, we’ve paid £100 to eligible members with a qualifying current account and a qualifying mortgage or savings. It's our intention to make a payment every year, but this will depend on how we perform financially. We may change the amount and the eligibility criteria based on that performance. See the eligibility criteria for the 2026 Fairer Share Payment.
‘We are committed to giving 1% of our pre-tax profits to good causes every year.' : The 1% of our pre-tax profits we give to charitable organisations or good causes includes donations and relevant operational costs.