Exclusive member benefits

  1. Sharing our profits with members

    We've launched the Nationwide Fairer Share as part of our ongoing commitment to rewarding our members.

  2. Member-only products

    We have a range of products we keep just for our members. They include savings accounts, credit cards and loans.

  3. Switching to a new mortgage deal

    Existing mortgage members can switch to a new mortgage deal with rates as good as, or better than, those available to new customers remortgaging to us.

  4. Our Savings Promises

    We have 7 promises to make things fairer for our members. We promise we won't offer 'brand new customer only' savings accounts.

  5. Have your say

    Our members decide how we’re run, through our Annual General Meetings (AGM) and regular talkbacks.

  6. Branch commitment

    We know that when people need extra help or support, our branches could make all the difference. We have over 600 branches up and down the UK. And we have promised to keep every one open until at least the start of 2028*.


What makes you a member

You're a Nationwide member if you have any of these products:

The following products do not make you a member:

  • Personal loan
  • Credit card
  • Investments
  • Business savings account if you are a company, charity or trustee
  • Products from our subsidiaries (such as The Mortgage Works)

Why we're different

We are not a bank, built to make money for shareholders. We are a major banking provider and, uniquely amongst our banking peers, a mutual, owned by and run for the benefit of our members – our banking, savings and mortgage customers*.

There’s no-one else quite like us. We are:

  1. The only major banking provider that doesn’t have to answer to shareholders – we’re built to put our members first.

  2. The only major banking provider that shares its profits with its members.

We are committed to giving 1% of our pre-tax profits to charity every year

Most of that money funds the Nationwide Fairer Futures programme which is designed to reach across generations to help those who have been dealt an unfair hand.

Partnering with those charities enables us to have the greatest possible impact on three of the biggest issues we see in society today.