Home improvement loans
Whether you’re looking for more space, or to spruce things up a little, a personal loan for home improvements could help turn your house into your forever home.
Personal loans for home improvements
With a Nationwide loan, you'll:
Get a no-obligation quote
A personalised quote that won’t affect your credit rating.
Have fixed monthly payments
They won't change during the term of your loan.
Pay no hidden fees
We won't charge you for setting up, overpaying or settling your loan early.
6.4% APR Representative (fixed). Based on an assumed loan amount of £10,000 over 60 months at an interest rate of 6.4% p.a (fixed). Monthly repayment £194.35. Total amount repayable £11,661.00.
This representative APR applies to loans of £7,500 to £25,000 over 1 to 5 years for our members with a mortgage, savings or current account. You could be offered a different rate based on your personal circumstances. The maximum you could receive is 29.9%.
We offer personal loans for terms from 12 months up to 7 years. You can choose the term in years or months when you apply.
To apply for a loan
You can apply if:
- you have a monthly income of £700 after tax. If you're self-employed, you'll need to be able to prove a minimum of 1 year's income through an accountant's certificate, SA302 form or HMRC online tax calculation
- you live and work in the UK
- you're between 18 and 79 years old
- you're a member of Nationwide. You're a member if you have a current account, mortgage or savings account with us.
If you're applying for a joint loan, other criteria will apply.
Our personal loans are for Nationwide members. We'll cancel your application if you apply and you're not a member.
See what borrowing towards your home renovations could look like. Get an estimate for the interest rates and repayments of our personal loans for home improvements.
Get a quote and apply
Get your personalised quote and apply for your Nationwide loan when you’re ready. Your quote will only be valid for today.
You can only apply if you’re a Nationwide member.