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Get a £75 gift card for M&S or Amazon

Take out Life Insurance through Nationwide online and receive a £75 M&S e-Gift Card or Amazon.co.uk Gift Card*.

You will receive your chosen Gift Card 6 months after your policy start date, provided your payments are up to date and you have not cancelled your policy.

*Terms and Conditions apply

Why choose Life Insurance through Nationwide?

  1. 5 Star rated cover

    The Life Insurance we offer online is 5 Star rated from the experts at Defaqto. Meaning it’s among the most comprehensive cover you can buy.

  2. No price rises

    Unless you make a change, your payments will stay the same for the length of your policy.

  1. An advance payment up to £5,000

    The Early Days Advance Payment gives some financial relief while claims are being assessed.

  2. Optional Critical Illness Cover

    For an extra cost, receive a lump sum if you’re diagnosed with one of the conditions covered.

  1. Samaritans-trained case handlers

    So claims will always be treated sensitively and with compassion.

Information:

Terms, limits and exclusions that apply are explained in the Policy Summary document.

Choose the cover that’s best for you

You can choose between level cover or decreasing cover, and if you would like to add Critical Illness Cover.

You also choose how long you want your cover to last. A level or decreasing cover Life Insurance policy can cover you up to your 90th birthday. Critical Illness Cover can cover you up to your 75th birthday.

Information:

Life Insurance is not a savings or investment product. It will only pay out if a valid claim is made.

Level cover

The lump sum stays the same throughout the length of time you are insured for.

Level cover Life Insurance could be suitable if you want to cover yourself for a specific amount. If you die during the policy term, it could cover things like:

  • An interest only mortgage — as the amount you owe won’t have gone down over time.
  • Rent payments
  • Everyday living costs and bills
  • Unexpected expenses, such as funeral costs
  • Outstanding debts
  • Childcare or university fees
  • Leaving a sum of money for your loved ones

To apply for level cover

You need to be:

  • Between 18 and 77 years old

Decreasing cover

The lump sum you’re insured for reduces over the length of your policy.

Decreasing cover Life Insurance could be suitable if you have a repayment mortgage. Your level of cover will go down over time, roughly in line with the amount you owe on your mortgage.

To apply for decreasing cover

You need to be:

  • Between 18 and 74 years old

  1. Add on Critical Illness Cover

    When you take out a Life Insurance policy through us, you can also add on a separate Critical Illness Cover policy for an extra cost.

    Covering a wide range of illnesses, it will pay out a fixed lump sum if you are diagnosed with one of the conditions covered. Allowing you to focus on your health.

    Critical Illness Cover could help pay for:

    • Your mortgage or rent
    • Everyday bills and expenses
    Find out more about Critical Illness Cover

To add Critical Illness Cover

You need to be:

  • Between 18 and 67 years old.

Before you start your quote

Make sure you understand our eligibility criteria and have read our important documents.

To apply for Life Insurance

For level cover, you need to be aged between:

  • 18 and 77 years old
  • 18 and 67 if you add Critical Illness Cover

For decreasing cover, you need to be aged between:

  • 18 and 74 years old
  • 18 and 64 if you add Critical Illness Cover

Information:

Terms, limits and exclusions that apply are explained in the Policy Summary document.

Get a quote and apply online

If you know what cover you need, you can start the application process by getting a quote now.

But if you'd like some advice, you can book a free appointment to speak to an adviser at Legal & General.

By continuing to get a quote, you're confirming you meet the age requirements to apply for Life Insurance.

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