Flex Regular Saver
Limited access regular saver. Save up to £200 a month for 12 months.
Interest rate
6.50%
AER/gross a year (variable)
Limited access savings accounts
Explore our limited access savings accounts to find the best interest rate and account for you.
Explore our limited access accounts
Apply for a limited access savings account with Nationwide today.
Limit your withdrawals for a better interest rate.
We’ve found 4 savings accounts for you
| Account | Interest rate | Withdrawal limits | How to manage the account | Who can apply | Learn more and apply |
|---|---|---|---|---|---|
Flex Regular Saver Limited access regular saver. Save up to £200 a month for 12 months. | 6.50% AER/gross a year (variable) | After 4 withdrawals, the interest rate reduces to 1.25% AER/gross a year (variable) for the rest of the term. | Online | Nationwide current account holders aged 16 or over who apply online. | |
1 Year Triple Access Online ISA Withdraw your money up to 3 times a year without reducing your interest rate and earn tax-free variable interest. | 3.75% AER/tax-free (variable) | You can only withdraw to a Nationwide current or savings account. After 4 withdrawals, the interest rate reduces to 1.25% AER/tax-free a year (variable) for the rest of the term. | Online | UK residents aged 18 or over. ISAs can only be opened by one person as a sole account. | |
1 Year Triple Access Online Saver Make up to 3 withdrawals without your interest rate reducing. | 3.75% AER/gross a year (variable) | After 4 withdrawals the interest rate reduces to 1.25% AER/gross a year (variable) for the rest of the term. | Online | UK residents aged 16 or over. | |
Children's Future Saver Limited access children’s savings account for parents or guardians. Save up to £5,000 a year. | 3.30% AER/gross a year (variable) | After 2 withdrawals, the interest rate reduces to 1.60% AER/gross a year (variable) for the rest of the account year. | Online and branch | Parents or guardians with parental responsibility for a child under 18. |
1 Year Triple Access Online ISA
Withdraw your money up to 3 times a year without reducing your interest rate and earn tax-free variable interest.
Interest rate
3.75%
AER/tax-free (variable)
Withdrawal limits
You can only withdraw to a Nationwide current or savings account. After 4 withdrawals, the interest rate reduces to 1.25% AER/tax-free a year (variable) for the rest of the term.How to manage the account
OnlineWho can apply
UK residents aged 18 or over. ISAs can only be opened by one person as a sole account.1 Year Triple Access Online Saver
Make up to 3 withdrawals without your interest rate reducing.
Interest rate
3.75%
AER/gross a year (variable)
Withdrawal limits
After 4 withdrawals the interest rate reduces to 1.25% AER/gross a year (variable) for the rest of the term.How to manage the account
OnlineWho can apply
UK residents aged 16 or over.Children's Future Saver
Limited access children’s savings account for parents or guardians. Save up to £5,000 a year.
Interest rate
3.30%
AER/gross a year (variable)
Withdrawal limits
After 2 withdrawals, the interest rate reduces to 1.60% AER/gross a year (variable) for the rest of the account year.How to manage the account
Online and branchWho can apply
Parents or guardians with parental responsibility for a child under 18.What is a limited access savings account?
Your withdrawals are limited
You can only make a certain number of withdrawals each year without reducing your interest rate.
Your interest rate can change
Your interest rate is variable, meaning it can go up or down. We generally calculate interest daily and pay it annually, so the more money you keep in the account, the more you earn. Fixed rate savings accounts can offer a higher interest rate.
Who they are for
Savers with longer-term savings goals, those who are happy to limit how many times they take money out and those who want the reassurance of being able to access their savings, just in case.
Frequently asked questions
Explore other savings accounts
Instant access savings accounts
Get easy and unlimited access to your money.
Fixed rate savings accounts
Deposit a lump sum and lock it away for an interest rate that is fixed for the term of the account.
Cash ISAs
Earn tax-free interest payments on up to £20,000 this tax year with a Nationwide cash ISA.
Children’s savings accounts
Help your child start saving for their future or put some money away for them in a savings account for parents. We do not currently offer junior ISAs.
Compare all savings accounts
Explore our range of savings accounts, ISAs and bonds to find the best account for you today.
Why save with Nationwide?
Member-only products
We have a range of products we keep just for our members. They include savings accounts, credit cards and loans.
Our Savings Promises
We have 7 promises to make things fairer for our members. For example, we promise we won’t offer ‘brand new customer only’ savings accounts.
Stay up to date with our savings accounts
Sign up to SavingsWatch and we’ll let you know whenever we change our rates or bring out a new savings account.
Our Branch Promise
We have over 600 branches up and down the UK. And we have promised to keep every one open until at least the start of 2028.
Help for customers
If you have a savings account with us, we are here to support you.
Quick links:
Protecting your money
The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.