Flex Regular Saver
Open online, and save up to £200 a month for 12 months.
Interest rate
6.50%
AER/gross a year (variable)
Limited access savings accounts
Explore our limited access savings accounts to find the best interest rate and account for you.
Explore our limited access accounts
Apply for a limited access savings account with Nationwide today.
Limit your withdrawals for a better interest rate.
We’ve found 4 savings accounts for you
| Account name | Interest rate | Withdrawals and charges | Manage | Designed for | Find out more |
|---|---|---|---|---|---|
Flex Regular Saver Open online, and save up to £200 a month for 12 months. | 6.50% AER/gross a year (variable) | After 4 withdrawals the interest rate reduces to 1.50% AER/gross a year (variable) for the rest of the term | Online | Nationwide current account holders | |
1 Year Triple Access Online ISA Open online, earn tax-free interest, and make up to 3 withdrawals without losing interest | 4.00% AER/tax-free (variable) | After 4 withdrawals the interest rate reduces to 1.50% AER/tax-free a year (variable) for the rest of the term | Online | All savers, but to make withdrawals from this account funds must be transferred to a Nationwide current account or suitable instant access savings account in your name | |
1 Year Triple Access Online Saver Open online, and make up to 3 withdrawals without losing interest | 4.00% AER/gross a year (variable) | After 4 withdrawals the interest rate reduces to 1.50% AER/gross a year (variable) for the rest of the term | Online | All savers | |
Children's Future Saver A limited access children’s savings account for parents or guardians with parental responsibility. Save up to £5,000 a year. | 3.55% AER/gross a year (variable) | If you make more than 1 withdrawal in an account year, the rate drops to 1.80% AER/gross a year (variable) for the rest of that account year | Online and branch | Parents with a child aged under 18 |
1 Year Triple Access Online ISA
Open online, earn tax-free interest, and make up to 3 withdrawals without losing interest
Interest rate
4.00%
AER/tax-free (variable)
Withdrawals and charges
After 4 withdrawals the interest rate reduces to 1.50% AER/tax-free a year (variable) for the rest of the termManage
OnlineDesigned for
All savers, but to make withdrawals from this account funds must be transferred to a Nationwide current account or suitable instant access savings account in your name1 Year Triple Access Online Saver
Open online, and make up to 3 withdrawals without losing interest
Interest rate
4.00%
AER/gross a year (variable)
Withdrawals and charges
After 4 withdrawals the interest rate reduces to 1.50% AER/gross a year (variable) for the rest of the termManage
OnlineDesigned for
All saversChildren's Future Saver
A limited access children’s savings account for parents or guardians with parental responsibility. Save up to £5,000 a year.
Interest rate
3.55%
AER/gross a year (variable)
Withdrawals and charges
If you make more than 1 withdrawal in an account year, the rate drops to 1.80% AER/gross a year (variable) for the rest of that account yearManage
Online and branchDesigned for
Parents with a child aged under 18What is a limited access savings account?
Your withdrawals are limited
You can only make a certain number of withdrawals each year without reducing your interest rate.
Your interest rate can change
Your interest rate is variable, meaning it can go up or down. We generally calculate interest daily and pay it annually, so the more money you keep in the account, the more you earn. Fixed rate savings accounts can offer a higher interest rate.
Who they are for
Savers with longer-term savings goals, those who are happy to limit how many times they take money out and those who want the reassurance of being able to access their savings, just in case.
Frequently asked questions
Explore other savings accounts
Instant access savings accounts
Get easy and unlimited access to your money.
Fixed rate savings accounts
Deposit a lump sum and lock it away for an interest rate that is fixed for the term of the account.
Cash ISAs
Earn tax-free interest payments on up to £20,000 this tax year with a Nationwide cash ISA.
Children’s savings accounts
Help your child start saving for their future or put some money away for them in a savings account for parents. We do not currently offer junior ISAs.
Compare all savings accounts
Explore our range of savings accounts, ISAs and bonds to find the best account for you today.
Why save with Nationwide?
Member-only products
We have a range of products we keep just for our members. They include savings accounts, credit cards and loans.
Our Savings Promises
We have 7 promises to make things fairer for our members. For example, we promise we won’t offer ‘brand new customer only’ savings accounts.
Stay up to date with our savings accounts
Sign up to SavingsWatch and we’ll let you know whenever we change our rates or bring out a new savings account.
Our Branch Promise
We have over 600 branches up and down the UK. And we have promised to keep every one open until at least the start of 2028.
Help for customers
If you have a savings account with us, we are here to support you.
Quick links:
Protecting your money
The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.