Flex Regular Saver
Limited access regular saver. Save up to £200 a month for 12 months.
Interest rate
6.50%
AER/gross a year (variable)
Limited access savings accounts
Explore our limited access savings accounts to find the best interest rate and account for you.
Explore Nationwide limited access accounts
Apply for a limited access ISA or savings account with Nationwide today.
Only make a certain number of withdrawals without reducing your interest rate.
We’ve found 4 savings accounts for you
| Account | Interest rate | Withdrawal limits | How to manage the account | Who can apply | Learn more and apply |
|---|---|---|---|---|---|
Flex Regular Saver Limited access regular saver. Save up to £200 a month for 12 months. | 6.50% AER/gross a year (variable) | After 4 withdrawals, the interest rate reduces to 1.05% AER/gross a year (variable) for the rest of the term. | Online | Nationwide current account holders aged 16 or over who apply online. | |
1 Year Triple Access ISA Withdraw your money up to 3 times without reducing your interest rate and earn tax-free variable interest. | 3.30% AER/tax-free (variable) | After 4 withdrawals, the interest rate reduces to 1.05% AER/tax-free a year (variable) for the rest of the term. | Online and branch | UK residents aged 18 or over. ISAs can only be opened by one person as a sole account. | |
1 Year Triple Access Saver Make up to 3 withdrawals without your interest rate reducing. | 3.30% AER/gross a year (variable) | After 4 withdrawals, the interest rate reduces to 1.05% AER/gross a year (variable) for the rest of the term. | Online and branch | UK residents aged 16 or over. | |
Children's Future Saver Limited access children’s savings account for parents or guardians. Save up to £5,000 a year. | 2.80% AER/gross a year (variable) | After 2 withdrawals, the interest rate reduces to 1.35% AER/gross a year (variable) for the rest of the account year. | Online and branch | Parents or guardians with parental responsibility for a child under 18. |
1 Year Triple Access ISA
Withdraw your money up to 3 times without reducing your interest rate and earn tax-free variable interest.
Interest rate
3.30%
AER/tax-free (variable)
Withdrawal limits
After 4 withdrawals, the interest rate reduces to 1.05% AER/tax-free a year (variable) for the rest of the term.How to manage the account
Online and branchWho can apply
UK residents aged 18 or over. ISAs can only be opened by one person as a sole account.1 Year Triple Access Saver
Make up to 3 withdrawals without your interest rate reducing.
Interest rate
3.30%
AER/gross a year (variable)
Withdrawal limits
After 4 withdrawals, the interest rate reduces to 1.05% AER/gross a year (variable) for the rest of the term.How to manage the account
Online and branchWho can apply
UK residents aged 16 or over.Children's Future Saver
Limited access children’s savings account for parents or guardians. Save up to £5,000 a year.
Interest rate
2.80%
AER/gross a year (variable)
Withdrawal limits
After 2 withdrawals, the interest rate reduces to 1.35% AER/gross a year (variable) for the rest of the account year.How to manage the account
Online and branchWho can apply
Parents or guardians with parental responsibility for a child under 18.What is a limited access savings account?
Your withdrawals are limited
You can only make a certain number of withdrawals each year without reducing your interest rate.
Your interest rate can change
Your interest rate is variable, meaning it can go up or down. We generally calculate interest daily and pay it annually, so the more money you keep in the account, the more you earn. Fixed rate savings accounts can offer a higher interest rate.
Who they are for
Savers with longer-term savings goals, those who are happy to limit how many times they take money out and those who want the reassurance of being able to access their savings, just in case.
Frequently asked questions
Explore other savings accounts
Instant access savings accounts
Get easy and unlimited access to your money.
Fixed rate savings accounts
Deposit a lump sum and lock it away for an interest rate that is fixed for the term of the account.
Cash ISAs
Earn tax-free interest payments on up to £20,000 this tax year with a Nationwide cash ISA.
Children’s savings accounts
Help your child start saving for their future or put some money away for them in a savings account for parents. We do not currently offer Junior ISAs.
Compare all savings accounts
Explore our range of savings accounts, ISAs and bonds to find the best account for you today.
Why we’re a good way to save
We save our best rates for members
Compare our interest ratesOur top savings accounts are only for existing members, and we won't offer ‘new customer only’ savings accounts. Because as a mutual, we are owned by our members.
We can alert you when things change
Register for alertsSign up to SavingsWatch and we can tell you about new savings accounts and when our rates change.
We make saving easier with app tools
Discover our app toolsThe Nationwide app is designed to make saving easier. Set trackable goals to help you save towards what matters or save your change using round-ups and quick save with a Nationwide current account.
We offer a rate guarantee when you stick with us
Explore our savings promisesWhen your fixed rate bond or ISA is due to mature, if our rate changes between when we contact you and maturity, you will get the better rate. You just need to get back to us by your maturity date.
Help for customers
If you already have a Nationwide savings account, we are here to support you.
Quick links:
Looking after your money
We're committed to keeping your money safe. And as well as the security you get from us, you're also protected by the Financial Services Compensation Scheme (FSCS).
This means the money across all your Nationwide and Virgin Money accounts is covered up to £120,000 per eligible person (or a combined £240,000 for joint accounts). This applies if we're unable to meet our financial commitments or stop trading.