Use our loan calculator

Discover what borrowing with Nationwide could look like. We’ll give you an estimate of the monthly repayments for different amounts and borrowing terms. Then, when you’re ready, you can get a personalised quote by applying.

Apply now or check our rates

Apply for a loan

Already know how much you want to borrow and for how long? Get a no-obligation, personalised quote and we could give you a decision today.

Check our loan rates

Learn more about loan interest rates, repayments and conditions for using our loans.


What is your loan for?

Car loan

Found your next car or have a budget in mind? You could use a personal loan from Nationwide to help finance it.

Home improvement loan

Looking for more space or to spruce things up a little? A personal loan for home improvements could help turn your house into your forever home.

Loan to consolidate debts

Need to take control of your finances? You could pay off your debt using a Nationwide personal loan.


Borrowing with Nationwide

Borrow more on your loan

If you already have a Nationwide loan, you can apply to borrow more.

Other ways to borrow

A loan might not always be the right way to borrow the money you need. There might be a more suitable option for your financial situation.

Responsible lending

We have a responsibility to you, our members, to be open and honest, to treat you fairly, and to be safe and secure.


Other ways to borrow

On 15 January 2024, we changed how you apply and qualify for our personal loans. If you took out your Nationwide loan or got a quote from us before this date, learn more about what we've changed and why.

Personal loans help

Have a personal loans query? Search here or use our quick links to common queries.

Quick links:


Nationwide adheres to The Standards of Lending Practice, which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk (opens in a new window)