Personal loans
Our personal loans are just for our members. You can apply for a loan of between £1,000 and £50,000 over 1 to 7 years. Conditions apply.
5.8% APR Representative (fixed) on loans of between £7,500 and £25,000 over 1 to 5 years.
Use our loan calculator
Discover what borrowing with Nationwide could look like. We’ll give you an estimate of the monthly repayments for different amounts and borrowing terms. Then, when you’re ready, you can get a personalised quote by applying.
Apply now or check our rates
Apply for a loan
Already know how much you want to borrow and for how long? Get a no-obligation, personalised quote.
Check our loan rates
Learn more about loan interest rates, repayments and conditions for using our loans.
What is your loan for?
Car loan
Found your next car or have a budget in mind? You could use a personal loan from Nationwide to help finance it.
Home improvement loan
Looking for more space or to spruce things up a little? A personal loan for home improvements could help turn your house into your forever home.
Loan to consolidate debts
Need to take control of your finances? You could pay off your debt using a Nationwide personal loan.
Borrowing with Nationwide
Borrow more on your loan
If you already have a Nationwide loan, you can apply to borrow more.
Other ways to borrow
A loan might not always be the right way to borrow the money you need. There might be a more suitable option for your financial situation.
Responsible lending
We have a responsibility to you, our members, to be open and honest, to treat you fairly, and to be safe and secure.
Personal loans help
Have a personal loans query? Search here or use our quick links to common queries.
Quick links: