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Personal loans

Our personal loans are just for members. You're a member if you have a current account, mortgage or savings account with us. You can apply for a loan of between £1,000 and £25,000 over 1 to 7 years. Conditions apply.

Information:

On 14 December 2023, we’re changing how you apply and qualify for our personal loans. If you already have a loan with us or you've already got a quote, visit our support page to learn more.

More about changes to personal loans

What would you like to do today?

  1. Apply for a loan

    Already know how much you want to borrow and for how long? Get a no-obligation, personalised quote and we could give you a decision today.

    Apply for a loan

  2. Use our loan calculator

    Find out what borrowing with Nationwide could look like. Get an estimate of interest rates and monthly repayments for our personal loans.

    Get a loan estimate

  1. Check our loan rates

    Learn more about our loan interest rates, repayments and conditions for using our loans.

    More about our rates

  2. Retrieve a quote

    If you’ve already got a personalised quote, you can view it by logging in to our Internet Bank.

    Retrieve a quote

What is your loan for?

Car loan

Found your next car or have a budget in mind? You could use a personal loan from Nationwide to help finance it.

More about car loans

Home improvement loan

Looking for more space or to spruce things up a little? A personal loan for home improvements could help turn your house into your forever home.

More about home improvement loans

Loan to consolidate debts

Need to take control of your finances? You could pay off your debt using a Nationwide personal loan.

More about loans to consolidate debts

Borrowing with Nationwide

Borrow more on your loan

If you already have a Nationwide loan, you can apply to borrow more.

How to borrow more

Responsible lending

We have a responsibility to you, our members, to be open and honest, to treat you fairly, and to be safe and secure.

Learn about responsible lending

Other ways to borrow

A loan might not always be the right way to borrow the money you need. There might be a more suitable option for your financial situation.

Personal loans help

Have a personal loans query? Search here or use our quick links to common queries.

Quick links:

Nationwide adheres to The Standards of Lending Practice, which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk (opens in a new window)