Choosing the right account

When opening a current account, it’s important to choose one that meets your needs. Take a look at our comparison chart and discover the features of our most popular accounts.

To apply for an everyday bank account

You need to:

  • be 18 or over
  • be a UK resident
  • agree the account is for personal use only
  • hold no more than 4 existing sole or joint Nationwide current accounts.

Our everyday current accounts

This table shows the key features of our popular accounts, to help you choose one that’s right for you.

If you can't view the whole table, swipe or scroll to show more > > >

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Our other current accounts

We offer other current accounts that might be better for you. Including:

FlexBasic

Only for people who don't hold another UK current account or don't qualify for our other current accounts.

FlexOne

A fee-free account for 11- to 17-year-olds to manage money and earn interest.

FlexStudent

The UK’s only fee-free student current account. Available if you are 18 or over.



Current Account Switch Service

Switching your current account to Nationwide takes just 7 working days. It's a free service, all you need to do is pick the date.

Protecting your money

The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.

Nationwide adheres to The Standards of Lending Practice, which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk (opens in a new window).