Why should you remortgage?

A remortgage is moving from one mortgage provider to another.

You might be thinking about remortgaging when:

  • The fixed rate on your current mortgage is coming to an end.
  • You want a deal that could save money on your current mortgage.
  • You are considering borrowing more, for things like home improvements or to consolidate existing loans.

Remortgage up to 95% loan to value

Change lender to us and you could get up to a 95% loan to value (LTV) mortgage. This will let you remortgage up to 95% of the value of your home.

You can remortgage up to 95% LTV as long as you don't want to borrow more at the same time, have any secured debts, and are not still paying off a second charge mortgage. If any of these apply to you, the most you can remortgage up to is 90%. This is subject to affordability checks and if you are eligible.

Compare our latest remortgage deals and rates

Find out how much you could borrow and check our remortgage deals.

Plus, when you remortgage to Nationwide, you can choose between £500 cashback or free standard legal fees. Terms and conditions apply.

Find out how much you could borrow

Get an idea of how much you could borrow when remortgaging to us, using our mortgage calculator.

Remortgage rates

Compare mortgage deals and find out what your interest rate and monthly payments could be.

Call us to remortgage to Nationwide

When you call us, we can help you with your application and answer any questions you may have.

Call us

Call us to book a free meeting with one of our mortgage advisers. You can choose to have a meeting over the phone, or video call.

They will talk you through your options and make recommendations based on your needs.

Monday to Friday, 8am to 6pm.
Saturday 8:30am to 4pm.
Closed Sundays and bank holidays.

Useful Information

Check our pages on our fees and charges, and what documents you will need when you apply.


Think carefully before securing other debts against your home. Mortgages are secured on your home. You could lose your home if you do not keep up payments on your mortgage. Mortgages are subject to underwriting and criteria. Minimum age 18, UK residents only.