How to get our switch offer

Whether you’re a member already or thinking about joining Nationwide, you could get our switch offer. It’s another example of our mutual difference and giving back to our members.

If you're not yet a member, you could get £100. If you're already a member, you could get £125. Just complete a full switch online to a FlexPlus, FlexDirect or FlexAccount from another building society or a bank, and make sure you switch over 2 Direct Debits as part of your switch. We may change, replace or withdraw this offer at any time. Terms and conditions apply.

Ready to get our switch offer?

Answer a few questions to find out what to do.

Do you want to switch to a sole or joint account?

Why switch to Nationwide?

It’s fast, seamless and guaranteed. You can switch in just 7 working days, and our dedicated team will move over your payments, balance and even your payees. It’s also covered by the Current Account Switch Guarantee, so you won’t lose a penny if anything goes wrong.

  • Member-only products

    There’s a range of products we keep just for our members – credit cards, loans, financial planning and investments.

  • Have your say

    Our members decide how we’re run, for example through our Annual General Meetings (AGMs) and regular talkbacks.

  • Branch commitment

    We’re investing in our branches because we support our communities and their high streets. And for the times when you might want to talk to someone face-to-face.

  • Banking app

    Safe, secure and full of useful features. Bank how you want, when you want.

  • Help build your local community

    Join one of our Community Boards and decide which housing projects in your area should get up to £50,000.

What's included when you switch to us

What is included in a full switch:

  • Your account balance.

  • Your list of payees (everyone you’ve sent payments to), so you won’t need to ask for their details again.

  • Any new payments you've set up a week or more before your switch date. Once you're within 7 days of your switch date, it's best to set them up on your new account.

  • Regular income like your salary, pension or benefits payments.

  • Closing your old account once the switch is complete. This means your old debit card will stop working.

  • Regular outgoings such as utility bills.

  • A safety redirect to catch payments sent to your old account in case someone doesn’t use your new account details. We can also contact the sender and give them your new account details. If you don’t want us to do this, just let us know.

  • Updates on the progress of your account switch if you give us your contact details when you apply.

What is not included in a full switch:

  • Mobile payments like Apple Pay and PayM. You’ll need to set these up again using your new debit card.

  • Regular bills and subscriptions you pay with your debit card, such as Netflix and Amazon Prime. (You’ll need to give them your new debit card number.)

  • Your transaction history. It’s best to request or download copies from your old provider.

  • Any arranged overdraft you have. You can apply for an arranged overdraft with us when you switch, and we’ll look at your circumstances to see if we can offer you one. We cannot guarantee you’ll get the same arranged overdraft as with your old provider. Find out more about our overdrafts.

Apple Pay is a trademark of Apple Inc., registered in the US and other countries.

What you’ll need to do a full switch

To use the Current Account Switch Service, you'll need:

  • the name of your building society or bank

  • your account number and sort code

  • the long number from your debit card

  • to open your new account in the same name and address as your old account, both for sole and joint accounts

  • to read our Current Account Switch Service guide.

Backed by the Current Account Switch Guarantee

The whole process is backed by the Current Account Switch Guarantee. In the unlikely event that something is missed, you won’t be out of pocket. Any fees or charges will be covered. Your credit rating will be protected, too.

Nationwide adheres to The Standards of Lending Practice, which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk (opens in a new window).