Get £200 when you switch to Nationwide
Switch your current account in just 7 working days using the Current Account Switch Service.
How to get our bank account switch offer
Switch to us online
Switch a non-Nationwide account to a FlexPlus, FlexDirect or FlexAccount
Close your non-Nationwide account during your switch. In your online application, when you're asked Do you want us to close your old account?, select Yes
Complete your switch within 60 days
This must be the first time you've got one of our switch offers on a sole or joint account since 18 August 2021
Make sure your non-Nationwide account has 2 or more active Direct Debits
What are Direct Debits?
Direct Debits are regular payments that you set up with a company. They allow a company to take a payment from your account on a set date. Most household bills, such as energy, water, broadband and Council Tax, are paid by Direct Debit. Direct Debits are different to standing orders and recurring card payments, like a Netflix or Spotify subscription. Check your bank account has at least 2 Direct Debits before you apply to switch to us.
You cannot be subject to any of the exclusions in the terms and conditions. We may change, replace or withdraw this offer at any time.
How long will the switch take?
Once we've opened your new account, we'll complete your switch in 7 working days. If you're switching to a current account you already have with us, we'll complete your switch in 7 working days from when you ask to switch.
When will the payment arrive?
Your £200 will arrive within 10 calendar days of your switch completing.
Choose a bank account to switch to
Once you’ve decided which is the best account for you, select to learn more about the account. You can then start your application to switch. If you already have one of these accounts, you can still switch over your non-Nationwide current account by following these steps.
We’ll remind you how to qualify for our £200 switch offer on the next page.
FlexPlus
Our packaged bank account. Get worldwide family travel and mobile phone insurance, plus UK and European breakdown cover. Conditions apply.
£13 monthly fee to maintain the account.
FlexDirect
Our interest bank account. For those who only bank online or over the phone. Get access to in-credit interest on your money and, for the first 12 months, you can get an interest-free arranged overdraft. Conditions apply.
No monthly fee to maintain the account.
FlexAccount
Our everyday bank account. Bank your way.
No monthly fee to maintain the account.
Our member benefits
Sharing our profits with members
We launched the Nationwide Fairer Share as part of our ongoing commitment to rewarding our members.
Member-only products
We have a range of products we keep just for our members – savings accounts, credit cards, loans, financial planning and investments.
Switching to a new mortgage deal
Existing mortgage members can switch to a new mortgage deal with rates as good as, or better than, those available to new customers remortgaging to us.
Our Savings Promises
We have 7 promises to make things fairer for our members. We promise we won't offer 'brand new customer only' savings accounts.
Have your say
Our members decide how we’re run, through our Annual General Meetings (AGM) and regular Member TalkBacks.
Branch commitment
We’re investing in our branches. Because we're committed to supporting communities. And understand the importance of talking face-to-face.
What's included when moving your bank account to Nationwide
What is included in a full switch:
Your account balance.
Closing your old account once the switch is complete. This means your old debit card will stop working.
Your list of payees (everyone you’ve sent payments to), so you won’t need to ask for their details again.
Any new payments you've set up a week or more before your switch date. Once you're within 7 days of your switch date, it's best to set them up on your new account.
Regular income like your salary, pension or benefits payments.
Regular outgoings such as utility bills.
A safety redirect to catch payments sent to your old account in case someone doesn’t use your new account details. We can also contact the sender and give them your new account details. If you don’t want us to do this, just let us know.
Updates on the progress of your account switch if you give us your contact details when you apply.
What is not included in a full switch:
Regular bills and subscriptions you pay with your debit card, such as Netflix and Amazon Prime. (You’ll need to give them your new debit card number.)
Any arranged overdraft you have. You can apply for an arranged overdraft with us when you switch, and we’ll look at your circumstances to see if we can offer you one. We cannot guarantee you’ll get the same arranged overdraft as with your old provider. Find out more about our overdrafts.
Mobile payments like Apple Pay. You’ll need to set these up again using your new debit card.
Your transaction history. It’s best to request or download copies from your old provider.
Sweeping payment arrangements. These are services set up with third party providers to make payments for you. These are different to Direct Debits.
Access to your financial data. If you've allowed third party providers to access your financial data, you'll need to set these up again after you switch.