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FlexAccount current account

Our everyday current account where you can bank your way with no monthly fee.

Switch to a FlexAccount and you could get up to £125

If you're not yet a member, you could get £100. If you're already a member, you could get £125. It’s another example of our mutual difference and giving back to our members. Complete a full switch online to a FlexAccount from another building society or a bank, and make sure you switch over 2 Direct Debits as part of your switch. This offer is for a limited time only. Terms and conditions apply.

Find out more about how to get our switch offer

Features and benefits

  • Fee-free

    We don’t charge a monthly fee for maintaining the account.

  • Bank how you like

    Online, via our Internet Bank or Banking app, over the phone, or in branch.

  • Access to other Nationwide products

    Opening a FlexAccount is one way to become a member of Nationwide. Our current account members get access to exclusive savings accounts, like our Flex Regular Saver.

  • Available as a joint bank account
    This can be with your partner, a family member or a friend.

FlexAccount comes with everything you’d expect from a Nationwide current account, including:

  • Contactless card payments in the UK up to £100
  • Apple Pay, Google Pay, Samsung Pay and Paym
  • Optional paperless statements
  • Text alerts – set your preferences to help you manage your money
  • Chequebook available on request
Apple Pay, Samsung Pay and Google Pay are available on selected devices and operating systems. Apple Pay and Apple are trademarks of Apple Inc., registered in the U.S. and other countries. Google Pay and Android are trademarks of Google LLC. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

To apply for FlexAccount

You need to:

  • be 18 or over
  • be a UK resident
  • agree the account is for personal use only
  • hold no more than 4 existing sole or joint Nationwide current accounts.

Ready to apply?

If you’ve already researched FlexAccount and know it’s the right bank account for you.

Make banking easier with our secure app

  • Manage all your Nationwide accounts in one place
  • View and search your transactions
  • Freeze and unfreeze your Visa Debit card
  • Report your card lost or stolen and order a new card
Take a tour of our Banking app

Arranged overdrafts

You can apply for an arranged overdraft at any time. When you do, we’ll look at your circumstances to see if we can offer you one. You’ll need to be 18 or over and a UK resident.

Find out more about overdrafts using our:

Switching to Nationwide

Fast — switch in just 7 working days. You choose the date, and we’ll let you know when it’s done.

Seamless — a dedicated team does it all for you. They’ll switch your payments, balance and even your list of payees.

Guaranteed — there shouldn't be any problems but if there are, you won't lose a penny.

Fees, charges and important documents

Before you apply, make sure you read the:

We don't charge a monthly fee for maintaining the account, but charges can apply for:

Apply for FlexAccount

When you apply for FlexAccount, you can:

  • apply for a brand new bank account
  • switch your current account from another building society or a bank to us, or
  • change your existing Nationwide current account to FlexAccount.
Apply for FlexAccount

Quick comparison of our everyday bank accounts

We offer a few different current accounts. Check that you’re applying for the right account for you.

You can also see a full comparison of our everyday bank accounts.

If you can't view the whole table, swipe or scroll to show more > > >

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Note:

If you don’t qualify for a FlexAccount, FlexDirect or FlexPlus current account, you may be offered a FlexBasic account.

Related links

I need help with my account

Our current account help section has the answers to our most commonly asked questions.

Protecting your money

The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.

Find out more about the FSCS (PDF, 936KB)

Nationwide adheres to The Standards of Lending Practice, which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk (opens in a new window).