Adding a card holder

Share the benefits of your credit card account with someone else and have an additional card for them to use. They must be over 18, and it’s important to remember that you’ll be responsible for the card and how it’s used.

Who is responsible for the credit card

While you can add up to 5 additional card holders to your account, it’s not possible to make someone a joint account holder. You (as the account holder) will always have full responsibility for:

  • all transactions, even if you disapprove of them
  • making your minimum monthly payments
  • charges made to your account, and
  • making sure the additional card is used in line with your credit card terms and conditions.

Your security

We can only discuss your account with you, unless you write and tell us we can speak to the additional card holder about your account. Only you can access and view your account online.

Add a credit card holder

Call us on 03456 00 66 11

What you'll need:

  • your account details
  • your personal details
  • their personal details, including their:
    • address and when they started living there
    • nationality
    • date of birth

If the person doesn't have any other Nationwide accounts, then we’ll need to check some ID first. Once you’ve called us, we’ll send you a letter with more details about any ID checks we need to carry out.


Removing a card holder

Additional credit card holders are unable to remove themselves. Call us on 03456 00 66 11 to add or remove a credit card from your account.

Find out more

Visit us in branch

If you need to speak to a member of staff, pop into your nearest branch.

Give us a call

If you can't find what you need on this page or in our support area, call 03456 00 66 11 and we'll be happy to help.