How to change your current account
You can change your Nationwide current account to another type, switch from another building society or a bank, or change from a joint current account to a sole current account. When you change current account, you'll get the benefits offered by your new account as soon as the switch is complete.
Switch to a FlexPlus, FlexDirect or FlexAccount and you could get up to £125:
Please remember that changing your current account, such as from a FlexDirect to a FlexPlus, will not count. You need to complete a full switch online to a FlexPlus, FlexDirect or FlexAccount from another building society or a bank, and make sure you switch over 2 Direct Debits as part of your switch. This offer is for a limited time only. Terms and conditions apply.
Change from one Nationwide current account to another
Before you apply to change your account
You need to:
- not have been recently overdrawn on your account without authorisation
- not have missed a payment on a loan, mortgage or credit card with Nationwide or another building society or a bank
- not be bankrupt
- be aged 18 or over
- not have an Individual Voluntary Arrangement (IVA) with any creditors.
Changing your account type won't affect your credit score. And you’ll have 28 days to change your mind and cancel the switch.
Your sort code and account number won’t change in most cases, but a new card will get sent to you within 7 working days.
You can still use your old card for up to 21 days after the account change.
What you need to do
Switch to Nationwide and change your current account at the same time
You cannot switch to us from another building society or a bank and change your existing Nationwide account type in one application.
You’ll need to choose which to do first:
- Switch your current account to an existing Nationwide current account first, then apply to change that account type. You might want to do this if you want to come to Nationwide as soon as possible, or
- Change your existing Nationwide account type first, then apply to switch your current account with another building society or a bank to your existing Nationwide account. You might want to do this if you want to benefit from the features of a chosen current account as soon as possible.
Change from a joint current account to a sole current account
If you have a joint account and want to change to a sole current account, you’ll need to visit your nearest branch and request this in person. This cannot be done over the phone or online.