How to pay into your ISA, savings account or bond
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Paying into an ISA
You can pay into most ISAs in your branch or online up to your annual allowance. This guide shows how you do that, as well as what to do if your ISA has different rules around paying in.
Remember, If you don’t use any of your ISA allowance for an entire tax year, the next time you try to pay into your Nationwide ISA, you’ll need to complete an ISA renewal form. If you don’t, the payment will not go through.
It's possible to transfer your ISA from another manager, or between ISAs you have with us.
Find out more in our Managing your ISA page.
Accounts with different paying in rules
If you have one of the following ISAs, there are different rules around how to pay in, and paying in limits.
We suggest you check the terms and conditions for a detailed breakdown of managing your account.
Paying in cheques or cash at your branch
You can pay cash into any account in your name.
If you're looking to pay in coins, please read more about paying in coins to find out what we can accept.
You can pay in with your passbook (if you have one) at your nearest branch.
All cheques paid in via a Nationwide branch before 7pm (Monday to Friday) will clear by 11.59pm the next working day.
Paying in online
- Use the Banking app to move money between your Nationwide accounts.
- Make a single payment or quick transfer on the Internet Bank.
Don't have internet banking? Register now.
Paying in from a non-ISA account you have with another provider
If you're paying into your ISA for first time from another building society or bank, you'll need to set up a new payee. You may be asked to confirm a few details about the account before you can make the payment.
- Choose personal account, when asked to select the account type.
- Enter your full first name and last name. So that's 'Thomas', not 'Tom'. For joint accounts, you'll only need to use the full name of one of the account holders.
- Enter the account's sort code and account number. You'll need to pay the following Nationwide account: sort code 07 00 93 and account number 33333334.
- Add your payment reference. Here you'll need to enter your full account number, for example 1234/123456789. Your full account number can be found in the Internet Bank or passbook, if you have one.
All our ISA accounts have the same sort code and account number.
Please make sure you include your ISA roll number in the reference section. This is in a four /nine number format, for example: 4567/987654321.
You can find it on our Banking app, Internet Bank, or in your passbook.
Paying into a savings account
In this guide you’ll find instructions around paying into each of our savings accounts, and any maximum and minimum balances that may apply.
Paying into a bond
Bonds you can't pay in to
For some of our bonds, you can't pay into your account after you've opened it. These include:
- Fixed Rate Bonds
- Fixed Rate e-Bonds
Bonds with a funding window
For some of our bonds, you'll have a 14 day funding window to pay into the account. These include:
- Fixed Rate Branch Bonds
- Fixed Rate Online Bonds
- Member Online Bonds
- Nationwide Fairer Share Branch Bonds
- Nationwide Fairer Share Online Bonds
The funding window starts on the day after you open your account. You can pay in as many times as you like during the funding window. After 14 days, this funding window closes and you won't be able to add any more money to the account.
If you have more money you'd like to put into a bond, you could consider opening another bond or savings account.
How to pay into your bond
You can pay into a Fixed Rate Online Bond, Member Online Bond or Nationwide Fairer Share Online Bond by:
- bank transfer, or
- transferring from a Nationwide account that allows you to take money out.
You can pay into a Fixed Rate Branch Bond or Nationwide Fairer Share Branch Bond by:
- bank transfer
- transferring from a Nationwide account that allows you to take money out, or
- using a branch, including paying in coins or cash.
Please consider payment and transfer timescales and allow enough time before the end of the 14 day funding window for your money to be added to your account.
If you have more money you’d like to put into a bond, you could consider opening another bond or savings account.
Savings general enquiries
- Savings and ISAs terms and conditions
- How to withdraw from your ISA, savings account or bond
- How to manage your cash ISA