Home insurance
Protecting your home should feel simple. We're here to make sure it is.
Choose from two levels of home insurance cover to suit your home and budget, independently rated by Defaqto. Get your quote in minutes.
Cover that puts you first
We know how important it is to feel secure in the cover you choose. That’s why we work with Aviva Insurance Limited to bring you home insurance.
Pay monthly at no extra cost
We won’t charge a penny more if you spread your payments over 12 months.
We’re here when you need us
Our UK new claims helpline is open 24 hours a day, all year round. You can also make non-urgent claims online.
Manage your policy online
Make changes and updates to your policy with your online account.
Essentials cover
Cover you can feel confident in. Our Defaqto 3 star rated cover gives you the option to choose buildings, contents, or both. You can get up to £1 million buildings cover, up to £50,000 contents cover, and up to £100,000 for loss of rent or alternative accommodation with buildings cover.
Enhanced cover
Most popular with our customers*. Our Defaqto 5 star rated cover gives you the option to choose buildings, contents, or both. You can get unlimited buildings cover, unlimited contents cover, and up to £200,000 for loss of rent or alternative accommodation with buildings cover.
Compare Essentials and Enhanced cover
If you are still unsure which cover option is right for you, here’s a handy comparison to help you choose.
Explore your cover options
Important policy information:
“A house is what you own, but a home is where you live. Home insurance helps keep both safe when the unexpected turns up.”
Existing customer support
Whether your cover is with Aviva or Royal & Sun Alliance Insurance Ltd, we’ll guide you to the right place to make a claim, view home insurance policy documents, or manage your policy.
Make a home insurance claim
Looking to start a home insurance claim with RSA or Aviva? Find support here, including guidance for emergency situations.
Manage your policy
Already have a home insurance policy with RSA or Aviva? Manage your policy here.
Benefits that make a difference
A choice of cover
You can choose from buildings cover, contents cover, or a combination of both.
Protection you can count on
Our trusted partner, Aviva have been protecting customers for over 325 years.
Build your policy your way
Tailor your cover to your needs with optional add-ons like accidental damage, home emergency and legal services cover — available at an extra cost for added peace of mind.
We’ll keep a roof over your head
If your insurance covers the damage to your home, it also picks up the bill for you to stay somewhere else. Limits apply.
Important home insurance documents
For a summary of the home insurance product, read our Home Insurance Product Information Document.
For more detailed information - including types of cover, exclusions and optional extras - read our home insurance policy documents and summary of cover limits.
Get a quote online in minutes
You can choose to get a quote for:
- buildings insurance
- contents insurance
- combined buildings and contents insurance.
You can also add optional extras to your policy for an additional cost, only paying for the cover you need.
To apply for home insurance
You need to be at least 18 years old.
Frequently asked questions
*’Popular with our customers’ is based on 52% of overall sales between September 2025 - June 2026.