Find out how much you could borrow


Get an idea of what you could borrow as a first time buyer, using our mortgage calculator.

Mortgage rates

Interest rates

Compare mortgage deals for first time buyers and find out what your interest rate and monthly payments could be.

Helping Hand mortgage

helping hand mortgage

If you don’t think you can borrow enough to buy your first home, we may be able to give you a Helping Hand to borrow more.

Affordable home ownership schemes

Help to buy

Nationwide supports schemes like Help to Buy, Right to Buy, Forces Help to Buy and Shared Ownership. These can help you purchase your first home or move home.


Get rewarded for buying a greener home

If you’re buying an energy-efficient home with a Nationwide mortgage, we may be able to give you up to £500 cashback.  Eligibility criteria apply.

Find out more about our Green Reward

*Only one £500 cashback will be paid per mortgage and is payable within one month of completion. If applying jointly, all applicants need to be first time buyers (we see first time buyers as customers who have not had a mortgage in the last three years).


Contact us

If you have any questions about Nationwide mortgages or you’re not sure where to begin, just get in touch and we'll be happy to help.

Monday to Friday, 8am to 6pm.
Saturday 8.30am to 4pm.
Closed Sundays and bank holidays.

03457 30 20 10

Mortgages are secured on your home. You could lose your home if you do not keep up payments on your mortgage. Mortgages are subject to underwriting and criteria. Minimum age 18, UK residents only.