Why choose Flex Instant Saver?

Whatever you’re saving for, Flex Instant Saver offers an easy way to manage your money, whenever you need to. 

Interest rate

3.25% AER/gross a year (variable) for 12 months 

Access to your money

Online – using our Internet Bank or Banking app

Manage your money

Make withdrawals at any time

Is a Flex Instant Saver right for you?

An instant access savings account just for those with a Nationwide bank account.

Designed for

  • Nationwide current account holders who want instant access to their money 
  • Savers who want to open and manage their account online using our Internet Bank or Banking app

Not designed for

  • Savers under 16 

  • Savers who want to use one of our branches to open or manage their account 
  • Savers who do not have a Nationwide current account

Don't yet have a Nationwide current account?

Our Flex Instant Saver is just for our current account members. This means you’ll need to open a current account with us before you apply.

Not the right account for you?

Answer a few simple questions and we'll show you what's available.

Account details


This Summary Box sets out the key features of the savings account. For full details, please read the account terms and conditions.



Before you apply, please make sure you read the Summary Box and Terms and Conditions in full and print or save a copy for reference


If you need support with your online application, we’ll be happy to help you in branch. Your nearest branch can talk you through your options in person or over the phone.

Savings and ISA help

Useful guides to help you manage your account and understand the different ways to save.

Protecting your money

The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.