FlexStudent bank account
The student bank account for while you're at uni. Join over 40,000 students who opened a FlexStudent last year and picked up an interest-free overdraft plus exclusive offers.
£100 and free food. Uni but foodier.
Starting uni as a fresher this year? Open our student bank account, pay in £500 before 12 December 2025 and dig into these offers.
£100 cash
To spend on whatever you want and to help you through your first year.
£120 in Just Eat vouchers
Tuck in with a £10 voucher every month for 12 months.
Refer a friend bonus
Grab a bite with your mates. Get 2 friends to open a FlexStudent and get another £40 in Just Eat vouchers. Terms apply.
Even more reasons to open a Nationwide student bank account
Heading to uni? You'll need a student bank account. Ours comes with some nice extras to help you through your studies.
- Interest-free arranged overdraft
Apply to borrow up to £1,000 in your first year, £2,000 in your second year and £3,000 in your third year. - Over 600 branches across the UK
We're here when you want to talk to someone face to face. Wherever you study, we're likely to have a branch nearby. - Save while you study
Our student bank account gives you access to our exclusive regular savings account. - No Nationwide fees for spending abroad
We won't charge you for using your debit card while on holiday. - You could get a Fairer Share Payment
Save and bank with us and you could enjoy a Fairer Share Payment. For 3 years, we've given £100 to eligible members. Terms apply.
Dip into an interest-free student arranged overdraft
Our student bank account comes with an optional overdraft that's interest-free. Bit short on cash? Dip in without worrying about paying extra.
Open one of the best student bank accounts
FlexStudent has a Five-Star Rating from Moneyfacts. They compare thousands of products to recognise those that stand out from everyone else.
Ready to apply?
To apply for a new FlexStudent, you must:
- be 18 or older and have lived in the UK for at least 3 years
- be on, or about to start, a full-time UCAS course of at least 2 years
- have an unconditional offer or a confirmed place for a course starting in the next 5 months OR have at least 6 months left on your course
- be able to pay in at least £500 each term
- not have another student bank account (if you do, you could switch it to Nationwide)
You'll need your 4-digit UCAS code to complete your application.
If you haven't already got an unconditional offer or a confirmed place, please come back when you have. Your UCAS code won't work before then.
Student banking made easier with our app
Rated 4.8 stars in App Store and 4.3 stars in Google Play. Ratings for the phone app as of June 2025.
Manage your money
Send money to friends and family and pay bills. Set up, cancel and change standing orders.
Control your card
Freeze your debit card if it gets lost or stolen. Unfreeze it if it turns up or order a replacement if it doesn't.
Bank and buy securely
Log in with your fingerprint or face. Quickly confirm it's you when you make a big purchase.
Our top student money management tips
Starting university is an exciting time. But it's normal to feel worried about managing your money by yourself.
Before you head off, read our top tips so you can feel more prepared. We've got a guide on how to get ready and how to budget while at uni.
FAQs
Need help with your account?
Our current account help section has the answers to our most commonly asked questions.
We also have a quick guide to using your current account covering your everyday banking.
If you took up our £100 cash and Just Eat vouchers offer, you can find help on our FlexStudent offer help page.
Are you an international student?
You need to have been a UK resident for 3 years or more to apply for a FlexStudent account.
If you live in the UK, we have other current accounts that might be right for you.
Current Account Switch Service
Switching your current account to Nationwide takes just 7 working days. It's a free service, all you need to do is pick the date.
Protecting your money
The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.