To apply for FlexStudent

You need to:

  • be 18 or over
  • have been a UK resident for 3 or more years
  • not have a student account with another provider (though you can switch it to Nationwide)
  • have been accepted onto a full-time UCAS course of at least 2 years, in the UK
  • have an unconditional offer (if you have a conditional offer, you’ll need to wait until your place has been confirmed)
  • apply no more than five months before your course start date, or within two months of your course starting.


If you’ve had a savings, mortgage or current account with us for 12 months or more, you can apply up to 18 months after your course starts. You’ll have to apply in branch or over the phone.

Before you start

Fees, charges and important documents

We don’t charge a monthly fee for maintaining the account or for anything else.

Summary Financial Statement

When you open an account with us, we need to let you know about our most recent summary financial statement and auditors' report. Our summary financial statement is published in our Review of the Year document - PDF 5.9MB (opens in a new window). You can find our latest annual report and accounts, including our auditors' report, on our Results and Accounts page.

Member Prize Draw

When you bank with us you become a Nationwide member. Eligible members are automatically entered into our monthly Member Prize Draw. Age 18 and over, living in England, Scotland and Wales only (prize draw rules apply).

Apply now

What would you like to do?

Protecting your money

The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.