Features & benefits

Coronavirus (COVID-19) and travel insurance

FlexPlus Travel insurance is changing as a result of the coronavirus pandemic. If you’re thinking about opening a FlexPlus account, make sure you read the Summary of Changes document as this will affect your cover.

From 1 January 2021, you’ll no longer be covered for cancelling your trip due to Covid 19 or a pandemic, before you travel, unless it is for medical reasons. This will apply to all trips booked, or new accounts opened, on or after 1st January 2021.

For more information about travel insurance during coronavirus, read our travel and coronavirus information page.

Nationwide FlexPlus account

Choose FlexPlus for great banking features as well as a range of insurance policies and account benefits for you and your family. All for a fee of £13 a month for maintaining the account.

Exclusions and limitations apply, so please read all the insurance policies and benefit details carefully.

Here's what you could get with FlexPlus

UK & European Breakdown and Recovery Assistance

Unlimited callouts for you or anyone driving your eligible vehicle with your permission.*

Worldwide family travel insurance

Worldwide travel insurance for you and your family, including winter sports, golf and business.

Worldwide family mobile phone insurance

Cover for you and family members living at the same address. No need to register your mobile up front.

Arranged overdraft available

Find out how much arranged overdraft we can offer you before you apply. Our checks will not impact your credit score.

A travel-friendly debit card

There’s no Nationwide transaction fees to worry about when you withdraw cash or make payments abroad.

Bank how you like

Freedom to bank how you want Online, in branch or over the phone – however you prefer to bank, we’ve got the tech and the friendly faces to help.

*Please refer to your policy documents for full vehicle eligibility rules, including any exclusions.

FlexPlus also comes with...

** Apple Pay is available on selected Apple devices only. Apple Pay and Apple are trademarks of Apple Inc., registered in the U.S. and other countries. Google Pay is available on devices running Android™ 5.0 or higher. Google Pay and Android are trademarks of Google LLC.

Samsung Pay is available on selected Samsung devices. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law.

Nationwide adheres to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk

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Switching to Nationwide is fast, seamless and guaranteed

  • Fast – switch in just 7 working days. You choose the date, and we’ll let you know when it’s done.

  • Seamless – a dedicated team does it all for you. They’ll switch your payments, balance and even your list of payees.

  • Guaranteed - there shouldn't be any problems but if there are, you won't lose a penny.

Apply online and choose to switch in the application form.

It's easy to apply for a new FlexPlus account

Apply for a FlexPlus account

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Useful information

About FlexPlus

You need to be 18 or over to apply for an arranged overdraft. We’ll check your circumstances before we make our decision.

You need to be 18 or over to apply for a FlexPlus account.

It is not possible to have a FlexPlus account without the associated insurance benefits and a FlexPlus account cannot be bought separately from the associated insurances.

You are not eligible for the insurances if you are not a UK resident.

Our FlexPlus insurance providers

FlexPlus Worldwide Travel Insurance is provided for FlexPlus by U K Insurance Limited, Registered Office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England No:1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

FlexPlus UK & European Breakdown and Recovery Assistance is underwritten by Liverpool Victoria Insurance Company Limited. Liverpool Victoria Insurance Company Limited, registered in England and Wales Number 3232514 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority register number 202965. Registered address: County Gates, Bournemouth, BH1 2NF. Tel: 01202 292333.

FlexPlus Worldwide Family Mobile Phone Insurance is provided for Nationwide by Lifestyle Services Group Limited (Financial Services Register No.315245) with a single provider Assurant General Insurance Limited (Financial Services Register No. 202735).

Assurant General Insurance Limited, Registered in England and Wales No. 2341082. Registered Office: Emerald Buildings, Westmere Drive, Crewe, Cheshire, CW1 6UN. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. 

Lifestyle Services Group Limited is registered in England and Wales, No.5114385. Registered Office: Emerald Buildings, Westmere Drive, Crewe, Cheshire, CW1 6UN. Authorised and regulated by the Financial Conduct Authority in respect of insurance mediation activity only.

Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078. You can confirm our registration on the FCA’s website www.fca.org.uk.

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Financial Services Compensation Scheme

Protecting your money

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Current Account Switch Guarantee

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Not living in the UK?

If you live in a country that's part of the European Union (EU) or European Economic Area (EEA), you can apply for one of our current accounts.

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