The UK's number 1 banking provider for customer satisfaction

Being a mutual enables us to put our members' needs before our profits. And invest our profits in what you need. We are constantly listening, learning, and looking to improve - to ensure we're helping you manage your money as easily and seamlessly as possible.

Best customer satisfaction in the building society and banking sector: as reported by The UK Customer Satisfaction Index (July 2024) published by The Institute of Customer Service.


Rewarding banking – the Nationwide Fairer Share Payment

If you choose to have your main current account with us, as well as having qualifying savings or a mortgage, we want to reward you for that. That's why, in 2023, we introduced our Fairer Share Payment. And why we made a payment that year and again in 2024.

In 2024, nearly 4 million eligible members benefited – we paid £100 into their Nationwide bank accounts.

It's our intention to make a payment every year. But this will depend on how we perform financially. We may change the amount and the eligibility criteria based on that performance.

Who is eligible for the payment?

For more on who was eligible for the last Fairer Share Payment, you can read 2024's eligibility criteria

We remain committed to our branches

We recognise that sometimes you might want to talk to someone face to face. And that when people are going through tough times, or if they need extra help or support, our branches could make all the difference.

We have over 600 branches up and down the UK. And we have promised to keep every one open until at least the start of 2028*.

You can check when your local branch is open using our branch finder.

“Best Branch Network of the Year” - Moneyfacts, February 2024 

*Opening hours may vary. Circumstances outside of our control may mean we have to close a branch if there's no other workable option.

Our call centres are all based in the UK

We believe you are best served by people living and working right here in your communities. And also at times to suit you. Our call centres are open: 

  • 8am to 8pm Monday to Saturday and bank holidays.
  • 9am to 5pm Sundays.

You can ‘chat’ to one of our advisers 24/7

Chat to one of our advisers 24/7 with webchat.

If you need to speak to someone about your banking, you can get through to a real person, 24 hours a day, 7 days a week using the chat service we provide in our internet bank and banking app. 


Securely bank where you want, when you want

However you like to bank with us, our app makes it easier and quicker. We’ve made the card reader optional, and with each new release, we’re adding ever more features to our app. It already comes with many of the features that people want from their banking app.


Safer banking - with our Scam Checker Service

If you are not totally sure that the person you’re about to pay is who they say they are, you don’t have to just hope for the best. You can get us to check payments from your Nationwide current account before you make them. We will ask you about the payment, check the details and tell you if we think it’s a scam. Just call our 24-hour scam checker hotline - 0800 030 40 57 - or visit us in branch

The service is completely free. You can use it to check every payment from our banking app as well as certain payments you can make in branch or using our internet bank. It comes with this promise: unless we told you not to make the payment, we'll give you back every penny if it turns out to be a scam. 

Browse our current accounts and become a member

FlexAccount

Our everyday bank account.

  • You could get £175 when you switch
  • Apply for an arranged overdraft
  • App, internet and telephone banking
  • Contactless payments

No monthly fee

FlexDirect

Our online bank account with cashback and interest.

  • You could get £175 when you switch
  • Access to interest on balances up to £1,500*
  • Access to 1% monthly cashback for the first 12 months*
  • Apply for an arranged overdraft
  • Contactless payments

*Conditions apply

No monthly fee

FlexPlus

Our packaged bank account.

  • You could get £175 when you switch
  • Worldwide family travel insurance
  • Worldwide family mobile insurance
  • UK and European breakdown cover
  • No Nationwide fees for using your card abroad
  • Apply for an arranged overdraft
  • App, internet and telephone banking
  • Contactless payments

£18 monthly fee