To apply for a FlexPlus

You need to:

  • be 18 or over
  • be a UK resident
  • agree the account is for personal use only
  • hold no more than 4 existing sole or joint Nationwide current accounts.

Note:

You’ll need to pay £13 a month to maintain the account, even if you can’t use the insurances.

It’s not possible to have a FlexPlus account without the insurances or the insurances without a FlexPlus account.

FlexPlus travel insurance has changed as a result of the coronavirus pandemic. If you’re thinking about opening a FlexPlus account, make sure you read the Summary of Changes document as this forms part of your policy.

You're no longer covered for cancelling your trip due to COVID-19 or a pandemic, before you travel, unless it is for medical reasons. This applies to all trips booked, or new accounts opened, on or after 1 January 2021.

If you bought a travel insurance upgrade and haven't been able to use it due to the coronavirus, you may be able to get a refund.

For more information about travel insurance during coronavirus, including information about refunds for upgrades, read our travel and coronavirus information page.

Before you start

Fees, charges and important documents

Important:

Please give the new or expected income amount in your answer to What’s your annual income before tax? if your income either:

  • has changed due to coronavirus (for example, if you’ve been furloughed on less than full pay), or
  • is expected to change in the next 2 years (for example, if you're retiring)

Summary Financial Statement

When you open an account with us, we need to let you know about our most recent summary financial statement and auditors' report. Our summary financial statement is published in our Review of the Year document PDF, 5.9MB (opens in a new window). You can find our latest annual report and accounts, including our auditors' report, on our Results and Accounts page.

Member Prize Draw

When you bank with us you become a Nationwide member. Eligible members are automatically entered into our monthly Member Prize Draw. Age 18 and over, living in England, Scotland and Wales only (prize draw rules apply).


Apply now

What would you like to do?

Protecting your money

The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.