ATM & Branch withdrawal amounts (current account & savings)

This table indicates how much you can withdraw daily without additional identification.

Current account & savings ATM UK/ abroad  Nationwide branch by cash (without notice)  Nationwide branch by counter draft  UK post office 
  Min Max Min Max Min Max Min Max
FlexAccount, FlexPlus and FlexBasic £10 £500* No min £500 No min £10,000 No min £500
FlexDirect £10 £500* No min £500† No min £10,000 No min £500
FlexStudent, FlexGraduate £10 £500* No min £500 No min £10,000 N/A N/A
FlexOne £10 £300* No min £500 No min £10,000 N/A N/A
Smart Card £10 £300* No min £500 No min £10,000 N/A N/A
UK only**
CashBuilder card £10 £500* Over £100 £500 No min £10,000 N/A N/A
UK only**
Regular Savings £10 £500* Over £300 £500 No min £10,000 N/A N/A
UK only**
InvestDirect £10 £500* N/A*** N/A*** N/A*** N/A*** N/A N/A
UK only**
Flexclusive Saver N/A N/A No min £500 No min £10,000 N/A N/A
Instant Access Saver Issue 6 £10 £500* No min £500 No min £10,000 N/A N/A
UK only**
Limited Access Saver Issue 7 £10 £500* No min £500 No min £10,000 N/A N/A
UK only**

* Maximum amount is per day for each customer on the account.
** Use this link for details about using your cards abroad.
*** In the event of a postal strike or a cash machine breakdown, you can request an emergency withdrawal at a branch (cash or counter draft). You will need to present one piece of identification which should include either your passport or full UK-driving licence (old style paper or new style photo card).
† You can only withdraw money from the branch counter if the ATM is unavailable.

Nationwide does not charge you for using UK cash machines, but the machine provider may make charges over which we have no control.

Credit card withdrawal

This table indicates how much you can withdraw daily without additional identification.

Credit card ATM UK/abroad ** - up to: Nationwide branch by cash (without notice) up to:
  Min Max Min Max
Nationwide card £10 £300* £10 £500
Select card £10 £300* £10 £500
Gold card £10 £300* £10 £500
Classic card £10 £300* £10 £500
Cash reward card £10 £300* £10 £500

Branch counter & Passbook withdrawal amounts

The minimum withdrawal for cash card accounts at the counter is £100. Smaller withdrawals can be made at an ATM or the Post Office (current accounts only). 

We will make exceptions if:

  • There isn't an ATM or the ATM is out of order
  • Your card is lost, stolen or damaged - Withdrawals of £500 or less can be made at the counter 
  • You can't use an ATM 

Cash withdrawals of £500+ and Bank holidays

  • Cash withdrawals of £500+ - Please give the branch one full working day's notice (Saturday is not a working day). We'll try to accommodate withdrawal requests up to £2,000 immediately.
  • Bank Holidays - If your request falls over a bank holiday please allow an extra day, or an extra two days where there is more than one day's bank holiday.

When collecting your money, please take with you one piece of identification to prove your name and address.


Cash requested: Cash available:
 Monday  Wednesday
 Tuesday  Thursday
 Wednesday  Friday
 Thursday  Saturday (Monday if Branch is closed)
 Friday  Tuesday
 Saturday  Tuesday

Branch counter draft withdrawals over £10,000 (Cards & Passbooks)

Lady in Nationwide branch

If you need to request a counter draft over £10,000 at one of our branches we'll need you to provide identification to prove your name and address.  You can withdraw up to £500,000 per day with a counter draft subject to the terms and conditions of your account. Any requests over £300,000, will be sent to your registered address within 2 working days.