What's FlexOne?

If you're 11 to 17, opening your first bank account can seem scary. It doesn't have to be.

Life can be complicated. That’s why we’ve created FlexOne – our straightforward current account for teenagers and young people.

FlexOne has everything you need. Plus a bit more.

A choice of two cards

Choose from a cash card or debit card. Whatever’s best for you.

Manage your money on the move

Check your balance at home or on the go with text alerts, mobile and internet banking.

No fees or charges

With FlexOne, we don't charge you anything for using your account.

Make the most of your money 

Our FlexOne account earns you monthly interest of 1% AER/gross p.a. (variable) on balances up to £1,000.

Access to FlexOne Regular Saver

Access to our FlexOne Regular Saver – a savings account with a top rate, exclusive to FlexOne customers.

Mobile payments

You can make payments with your Nationwide debit cards using Apple Pay, Google Pay™ or Samsung Pay anywhere that contactless payments are accepted.†

How bank accounts work

What's a bank account?

video savings v current account

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Interest and how it works

What's interest and how does it work?

video - what's interest

Open video transcript

† Available on selected Apple devices only and compatible Android devices using Android 4.4 and higher. Apple and Apple Pay are trademarks of Apple Inc., registered in the US and other countries. Google Pay is a trademark of Google LLC.

Samsung and Samsung Pay are trade marks or registered trade marks of Samsung Electronics Co., Ltd. Use only in accordance with the law. Samsung Pay is available on select Samsung devices.

Did you know?

Nationwide Education (This link will open in a new window) has hundreds of resources for young people, parents and teachers on money, careers, safety and sustainability.

Find out how to apply

FSCS logo

Protecting your money

More about the Financial Services Compensation Scheme

Jargon explained

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross p.a. is the interest rate without tax deducted.
Net p.a. is the interest rate after the deduction of tax.

How FlexOne works

Choosing your card

Managing your FlexOne

How to apply