What's FlexOne?

If you're 11 to 17, opening your first bank account can seem scary. It doesn't have to be.

Life can be complicated. That’s why we’ve created FlexOne – our straightforward current account for teenagers and young people.

FlexOne has everything you need. Plus a bit more.

A choice of two cards

Choose from a cash card or debit card. Whatever’s best for you.

Manage your money on the move

Check your balance at home or on the go with text alerts, mobile and internet banking.

No fees or charges

With FlexOne, we don't charge you anything for using your account. To find out more read the Fee Information Document.

Make the most of your money 

Our FlexOne account earns you monthly interest of 1% AER/gross p.a. (variable) on balances up to £1,000.

Mobile payments

You can make payments with your Nationwide debit cards using Apple Pay, Google Pay™ or Samsung Pay anywhere that contactless payments are accepted.†

† Available on selected Apple devices only and compatible Android devices using Android 4.4 and higher. Apple and Apple Pay are trademarks of Apple Inc., registered in the US and other countries. Google Pay is a trademark of Google LLC.

Samsung Pay is available on selected Samsung devices. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law.

Find out how to apply

FSCS logo

Protecting your money

More about the Financial Services Compensation Scheme

Jargon explained

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross p.a. is the interest rate without tax deducted.
Net p.a. is the interest rate after the deduction of tax.

How FlexOne works
Choosing your card
Managing your FlexOne
How to apply