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Your account documents and fees

More account information

Summary Financial Statement

When you open an account with us, we need to let you know about our most recent summary financial statement and auditors' report. Our summary financial statement is published in our Review of the Year document - PDF 2.9MB (opens in a new window). You can find our latest annual report and accounts, including our auditors' report, on our Results and Accounts page.

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Your money is protected

Your money is protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per person, or £240,000 for joint accounts, per provider.

Bringing Nationwide and Virgin Money together

Following Court approval on 23 February 2026, Virgin Money’s business is expected to become part of Nationwide on 2 April 2026. Once the transfer completes, your total combined deposits with Nationwide and Virgin Money will be covered up to £120,000 per person, or £240,000 for joint accounts.

More about the Virgin Money acquisition