Applying for a FlexDirect account is quick & easy

Start by telling us who you are:

I'm new to Nationwide (More content will be revealed below)
I'm an existing customer (More content will be revealed below)

I'm new to Nationwide (More content will be revealed below)

Looking to switch your current account to us?

It's easy, just look out for the 'Account Switch Service' under the 'account options' section of the application. You'll need to give us...

The name of your current bank/ building society
Your account number
Your sort code

Then specify the date you want your account transferred and we'll look after the rest.

If you're new to Nationwide, you will need to pop into branch with some ID. Even if you're not new to us, you may still need to do so.
We'll let you know at the end of your application.

Applying online is easy...

We'll give you an instant decision
Joint accounts are available
Option to switch your Direct Debits, standing orders and bill payments to us. Find out about switching

To make your application as quick as possible, you'll need your address details for the last 3 years handy and also your employer's address if you're employed. (If you can't remember an address you can always find it using the Royal Mail address finder (This link will open in a new window)

Important: If you're applying for a new account and want to switch to us at the same time, please consider postage times, holidays etc. when choosing the date you want your switch to complete on, especially if you also want your old account closed once your new account is open. If you ask us to close your old account your existing card will be cancelled on the completion date and you’ll need to use your Nationwide card from that date onwards.

If you choose to switch your existing current account you’re agreeing to the Account Switching Agreement and Account Closure Instruction so please read these before continuing.

Apply for a FlexDirect

I'm an existing customer (More content will be revealed below)

I'm an online banking customer (More content will be revealed below)
I'm not registered for online banking (More content will be revealed below)

Upgrade to a FlexDirect account (More content will be revealed below)
Apply for a new FlexDirect account (More content will be revealed below)

Use the button below to log-in for an even shorter application form
Option to switch your Direct Debits, standing orders and bill payments to us. More about switching

If you're upgrading from FlexAccount to FlexDirect, the travel insurance and promotional offers that come with your FlexAccount will stop when you upgrade to FlexDirect. The way your overdraft is charged will also change. Please make sure you understand these important points before you upgrade.

Upgrade to a FlexDirect

Use the button below to log-in for an even shorter application form
Option to switch your Direct Debits, standing orders and bill payments to us. More about switching

Important: If you're applying for a new account and want to switch to us at the same time, please consider postage times, holidays etc. when choosing the date you want your switch to complete on, especially if you also want your old account closed once your new account is open. If you ask us to close your old account your existing card will be cancelled on the completion date and you’ll need to use your new Nationwide card from that date onwards.

Apply for a FlexDirect

Applying for a new FlexDirect account (More content will be revealed below)
Upgrading to FlexDirect account (More content will be revealed below)

It's easy to apply for a new FlexDirect account
We'll give you an instant decision
Option to switch your Direct Debits, standing orders and bill payments to us. Find out about switching

To make your application as quick as possible, you'll need your address details for the last 3 years handy and also your employer's address if you're employed. (If you can't remember an address you can always find it using the Royal Mail address finder.)

Important: If you're applying for a new account and want to switch to us at the same time, please consider postage times, holidays etc. when choosing the date you want your switch to complete on, especially if you also want your old account closed once your new account is open. If you ask us to close your old account your existing card will be cancelled on the completion date and you’ll need to use your new Nationwide card from that date onwards.

If you choose to switch your existing current account you’re agreeing to the Account Switching Agreement and Account Closure Instruction so please read these before continuing.

Apply for a FlexDirect

Upgrading to FlexDirect

If you're an existing FlexAccount customer, please call the number below. We'll ask you to set some online banking details as part of your application.

To make your application as quick as possible, you'll need your address details for the last 3 years handy and also your employer's address if you're employed. (If you can't remember an address you can always find it using the Royal Mail address finder

If you're upgrading from FlexAccount to FlexDirect, the travel insurance and promotional offers that come with your FlexAccount will stop when you upgrade to FlexDirect. The way your overdraft is charged will also change. Please make sure you understand these important points before you upgrade.

Call 0800 121 6943

We're open Monday to Friday 8am to 8pm and Saturday 9am to 5pm

Switch your current account to us in just 7 working days

See how it works

Protecting your money

More about the Financial Services Compensation Scheme

Not living in the UK?

If you live in a country that's part of the European Union (EU) or European Economic Area (EEA), you can apply for one of our current accounts.

Find out more

^To receive these rates you must pay in to your FlexDirect account at least £1,000 a month. Money paid in from other Nationwide accounts held by you or anyone else or visa credits (for example, refunds you receive back into your account) won’t count towards the £1,000. Interest is calculated on the last day of each month and is paid on the first day of the next month. We pay interest without tax deducted. If the account balance that we calculated interest on changes, then we may need to debit your account with an interest adjustment. You can get the 5% rate on more than one FlexDirect account as long as you haven’t opened accounts in that name or those joint names before. For example, you could earn the 5% rate on both an account in just your name, and on a joint account in your and your partner’s names. If you open new accounts in the same name or joint names as previous accounts, they'll earn the standard 1% AER rate, even if you’ve closed the first accounts in those names. This introductory offer can be withdrawn at any time. This will not affect customers who are already benefiting from the offer.

Page suggestions

Recently visited suggestions

Features & benefits

Rates, fees & overdrafts

Managing your account

How to apply

Applying for a FlexDirect account is quick & easy

Switch your current account to us in just 7 working days

Not living in the UK?