Features & benefits

The Nationwide FlexAccount

This account could be right for you if you’re looking for an account with no monthly fee, 3 months interest-free arranged overdraft and use of a full range of methods for managing your money.

Here's what you get with FlexAccount

3 months interest-free overdraft

No overdraft interest for the first 3 months on arranged overdrafts.1

No monthly account fee

That's right, no monthly fee just for keeping your account with us!

1To be eligible for the 3 month interest free overdraft, when you open your new FlexAccount, you must switch your existing current account to us, including closing your old account and moving all your Direct Debits or standing orders. If you don’t use our Current Account Switch Team to transfer your Direct Debits or standing orders, or if you don’t have any Direct Debits or standing orders to transfer, you will not qualify for this offer..

*Available on selected Apple devices only and compatible Android devices using Android 4.4 and higher. Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC.

Samsung and Samsung Pay are trade marks or registered trade marks of Samsung Electronics Co., Ltd. Use only in accordance with the law. Samsung Pay is available on select Samsung devices.

Nationwide adheres to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk

Card with Switch logo

Switching to Nationwide is fast, seamless and guaranteed

  • Fast – switch in just 7 working days. You choose the date, and we’ll let you know when it’s done.

  • Seamless – a dedicated team does it all for you. They’ll switch your payments, balance and even your list of payees.

  • Guaranteed - there shouldn't be any problems but if there are, you won't lose a penny.

Apply online and choose to switch in the application form.

It's easy to apply for a new FlexAccount

Ready to Apply?

Current Account Switch Guarantee logo

Current Account Switch Guarantee

Switch your current account to us in just 7 working days

See how it works
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Financial Services Compensation Scheme

Protecting your money

Read more
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Not living in the UK?

If you live in a country that's part of the European Union (EU) or European Economic Area (EEA), you can apply for one of our current accounts.

Find out more

Rates, fees & overdrafts

Managing your account

How to apply