What you'll need when you apply:

  • UK Address history going back three years.
  • Existing mortgage balance.
  • Income details - for example, from your salary, bonuses and any additional income, such as Government benefits or investments.
  • Outgoings - for example, credit commitments, travel costs or anything you might pay out on any dependants. For example, paying school fees.

Ways to apply

You can apply online or over the phone.

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Important:

Think carefully before securing other debts against your home. Mortgages are secured on your home. You could lose your home if you do not keep up payments on your mortgage. Mortgages are subject to underwriting and criteria. Minimum age 18, UK residents only.