Why choose a Member Exclusive Branch Bond?

The Member Exclusive Branch Bond offers a 5.50% AER/gross a year (fixed) interest rate on your savings for 18 months. It's exclusively for existing members, and not available to new customers.

Interest rate

5.50% AER/gross a year (fixed) for 18 months

Access to your money

Only when your term ends. There is no option to close a Member Exclusive Branch Bond early to access your money.

Manage your money

In branch and online – using our Internet Bank or Banking app


The Member Exclusive Branch Bond can only be opened in branch. If you would prefer to open your account online, we have a Member Exclusive Online Bond which has the same interest rate.

You can only have one Member Exclusive Branch Bond or one Member Exclusive Online Bond at any time. This applies whether you hold the account in your sole name or jointly with someone else.

Is a Member Exclusive Branch Bond right for you?

Certain savings accounts suit certain types of savers. Find out more about who we designed this account for.

Designed for

  • Savers who were Nationwide members on 22 May 2024 and are still members when they apply. You're a member if you have a mortgage, savings or current account with us
  • Savers who want to deposit up to £10,000
  • Savers happy to lock away their money for a fixed term
  • Savers looking for an interest rate that won't change
  • Savers who want to open their account in branch

Not designed for

  • Savers who want to save more than £10,000
  • Savers who want instant access to their money
  • Savers who want to put away money on a regular basis
  • Savers who want to apply for the account online

Not the right account for you?

Answer a few simple questions and we'll show you what's available.

Account details

Explore the key features and benefits of this account in our Summary Box before moving on to start your application.


This Summary Box sets out the key features of the savings account. For full details, please read the account terms and conditions.



Before you apply, please make sure you read the Summary Box and Terms and Conditions in full and print or save a copy for reference.

Savings and ISA help

Useful guides to help you manage your account and understand the different ways to save.

Protecting your money

The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.