Features and benefits

Nationwide FlexBasic account

FlexBasic is only for those who’ve been made bankrupt or who aren’t eligible for any of our other current accounts. If you’re looking for a simple ‘no-fee’ account, try FlexDirect or FlexAccount.

You must be 18 or over to apply for FlexBasic.

What you won't get with FlexBasic

  • No   Cheque book
  • No   arranged overdraft
  • No   Interest on credit balances
  • No   Insurance benefits

Our other current accounts offer some of the features above and all, except FlexPlus, have no monthly fee for maintaining the account.

More help with Your Money

Nationwide is here to help you with your finances and everyday banking, which is why we have created Your Money - our no-nonsense guide to current accounts, budgeting and looking after your credit rating.


Visit the Your Money website for more.

Here's what you get with FlexBasic

No monthly fee for maintaining the account

With FlexBasic, we don't charge you a monthly fee for maintaining the account.

FlexBasic also comes with...

*Available on selected Apple devices only and compatible Android devices using Android 4.4 and higher. Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Google Pay is a trademark of Google LLC.

Samsung and Samsung Pay are trade marks or registered trade marks of Samsung Electronics Co., Ltd. Use only in accordance with the law. Samsung Pay is available on select Samsung devices.


Rates and charges

FlexBasic doesn't pay interest or offer an arranged overdraft facility but there are some charges we make for certain transactions and use. To find out more, please download our latest interest rates and charges leaflet and Fee Information Document.

It's easy to apply for a new FlexBasic account

Ready to apply?

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Financial Services Compensation Scheme

Protecting your money

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Not living in the UK?

If you live in a country that's part of the European Union (EU) or European Economic Area (EEA), you can apply for one of our current accounts.

Find out more
Which? Recommended Provider for Current Accounts

Nationwide is a recommended provider

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How to apply