Choosing the right bank account

At Nationwide, we offer a range of current accounts. These are usually what people are looking for when they’re after a bank account. Take a look at our comparison chart and discover the features of our most popular accounts.

To apply for an everyday bank account

You need to:

  • be 18 or over
  • be a UK resident
  • agree the account is for personal use only
  • hold no more than 4 existing sole or joint Nationwide current accounts.

Switch to a FlexPlus, FlexDirect or FlexAccount and you could get up to £125

If you're not yet a member, you could get £100. If you're already a member, you could get £125. It’s another example of our mutual difference and giving back to our members. Complete a full switch online to a FlexPlus, FlexDirect or FlexAccount from another building society or a bank, and make sure you switch over 2 Direct Debits as part of your switch. We may change, replace or withdraw this offer at any time. Terms and conditions apply.

Our everyday current accounts

This table shows the key features of our popular current accounts, to help you choose one that’s right for you.

If you can't view the whole table, swipe or scroll to show more > > >


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Our other current accounts

We offer other current accounts that might be better for you.


A bank account only for people who don't hold another UK current account or don't qualify for our other current accounts.


A fee-free current account for 11- to 17-year-olds to manage money and earn interest.


For students aged 18 or over. Help us tackle homelessness with Shelter and get £100 cashback with our student bank account. Conditions apply.

Current Account Switch Service

Switching your current account to Nationwide takes just 7 working days. It's a free service, all you need to do is pick the date.

Protecting your money

The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.

Nationwide adheres to The Standards of Lending Practice, which are monitored and enforced by the LSB: (opens in a new window).