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1 Year Triple Access Online ISA

Tax-free online saving – limit your withdrawals, keep a better rate with our limited access ISA.

Why choose 1 Year Triple Access Online ISA?

  1. Interest rate

    Up to 3.75% AER/tax-free (variable) for 12 months

  2. Manage your money

    Online, either using our banking app or internet bank.

  3. Access to your money

    You can make up to 3 withdrawals during this account's 12-month term. You can withdraw to a Nationwide current account or a non-ISA instant access savings account in your name.

    If you make more than 3 withdrawals, the rate drops to 1.25% AER/tax-free (variable) for the rest of the term.

 Is a 1 Year Triple Access Online ISA right for you?

Designed for:

  • Savers who can make withdrawals to a Nationwide current account or suitable instant access savings account in their name

  • Savers who want to open and manage their account online

Not designed for:

  • Savers who want to make more than three withdrawals during the 12-month term without losing any interest

  • Savers who don't want to register for our Internet Bank or Banking app

  • Savers who want to use one of our branches to open or manage their account

Information:

Eligibility criteria apply

What is a cash ISA?

A cash ISA generally allows UK residents aged 18 or over to save up to their annual ISA allowance tax-free each tax year. The allowance is £20,000 for 2025/26. With other savings accounts, you may have to pay tax on the interest you earn, depending on your Personal Savings Allowance. The interest on a cash ISA is tax-free, so all the interest you earn, you keep.

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Inherited ISA allowance

If your partner has passed away and they had a Nationwide cash ISA, you may be able to use your inherited ISA allowance with us. Allowing you to use your partner's ISA allowance as part of your own tax-free savings.

More about using your inherited ISA allowance

Account details

Explore the key features and benefits of this account in our Summary Box before moving on to start your application.

Information:

This Summary Box sets out the key features of the savings account. For full details, please read the account terms and conditions.

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Note:

Before you apply, please make sure you read the Summary Box and Terms and Conditions in full and print or save a copy for reference

Apply for 1 Year Triple Access Online ISA

Download or print the account documents

Protecting your money

The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.

Find out more about the FSCS – PDF, 2MB (opens in a new window)