Why choose 1 Year Triple Access Online ISA?

  1. Interest rate

    Up to 3.75% AER/tax-free (variable) for 12 months

  2. Manage your money

    Online, either using our banking app or internet bank.

  3. Access to your money

    You can make up to 3 withdrawals during this account's 12-month term. You can withdraw to a Nationwide current account or a non-ISA instant access savings account in your name.

    If you make more than 3 withdrawals, the rate drops to 1.25% AER/tax-free (variable) for the rest of the term.


 Is a 1 Year Triple Access Online ISA right for you?

Designed for:

  • Savers who can make withdrawals to a Nationwide current account or suitable instant access savings account in their name

  • Savers who want to open and manage their account online

Not designed for:

  • Savers who want to make more than three withdrawals during the 12-month term without losing any interest

  • Savers who don't want to register for our Internet Bank or Banking app

  • Savers who want to use one of our branches to open or manage their account

What is a cash ISA?

A cash ISA generally allows UK residents aged 18 or over to save up to their annual ISA allowance tax-free each tax year. The allowance is £20,000 for 2025/26. With other savings accounts, you may have to pay tax on the interest you earn, depending on your Personal Savings Allowance. The interest on a cash ISA is tax-free, so all the interest you earn, you keep.


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Inherited ISA allowance

If your partner has passed away and they had a Nationwide cash ISA, you may be able to use your inherited ISA allowance with us. Allowing you to use your partner's ISA allowance as part of your own tax-free savings.


Account details

Explore the key features and benefits of this account in our Summary Box before moving on to start your application.

Information:

This Summary Box sets out the key features of the savings account. For full details, please read the account terms and conditions.

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Note:

Before you apply, please make sure you read the Summary Box and Terms and Conditions in full and print or save a copy for reference


Protecting your money

The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.