Savings and ISAs terms and conditions
View or download all our terms and conditions for savings and cash ISAs.
General savings and ISAs terms and conditions
- Our Savings Account Terms and Conditions
- Our Savings Terms and Conditions (applicable to e-Savings, Start to Save, Flex Instant Saver, Flex Regular Saver, Fixed Rate Online Bonds and Continue to Save)
- Our Cash ISA Terms and Conditions
- Our Cash ISA Terms and Conditions (applicable to CTF Maturity ISA)
- ISA General Terms and Conditions (applicable to Fixed Rate ISA accounts opened before 1 May 2018)
- Savings General Terms and Conditions (applicable to fixed rate accounts opened before 1 May 2018)
Our accounts
Instant access
- CashBuilder
- Direct Easy Access
- Direct Easy Access 4
- Direct Saver
- Easy Access
- e-Savings
- Flex Instant Saver
- Flex Online Saver
- Flex Regular Online Saver
- Flexclusive Regular Saver 2
- Flexclusive Saver
- Immediate Access Annual
- Instant Access
- Instant Access Saver
- Instant Access Saver - before 21 June 2018
- Instant Saver
- Loyalty Saver
- Loyalty Saver (before 3 July 2013)
- Monthly Income 60+
- Start to Save
ISAs
- Direct Cash ISA
- Easy Access ISA
- Easy Cash ISA
- Easy Saver ISA
- e-ISA
- Fixed Rate ISA
- Flexclusive ISA
- Help To Buy: ISA
- Inheritance ISA
- Instant Access ISA
- Instant ISA
- Instant ISA Saver
- Loyalty Fixed Rate ISA
- Loyalty ISA
- Member Exclusive Fixed Rate ISA
- Online ISA
- Loyalty Single Access ISA
- Single Access ISA Issue 3
- Triple Access ISA
- 1 Year Triple Access Online ISA
- Web ISA
Limited access
- e-Savings Plus
- Flex Regular Saver
- InvestDirect
- Limited Access Saver
- Limited Access Saver - before 21 June 2018
- Limited Access Online Saver
- Single Access Saver Issue 1
- Triple Access Saver
- 1 Year Triple Access Online Saver
For children and young people
- Child Trust Fund
- FlexOne Regular Saver
- Future Saver
- Future Saver before 13 December 2019
- Smart Limited Access
Maturity
Fixed rate
Accounts opened after 1st May 2018
- Fixed Rate ISA
- Fixed Rate Online Bond
- Member Exclusive Bond
- Member Exclusive Fixed Rate ISA
- Mutual Reward Bond and Mutual Reward e-Bond
Accounts opened before 1st May 2018
- Bonds (Fixed Rate Bonds) - before 1 May 2018
- Fixed Rate e-Bonds (before 7 June 2017)
- Fixed Rate e-Bond and Loyalty Fixed Rate e-Bond (7 June 2017 - 30 April 2018)
- Loyalty Fixed Rate ISA
Other agreements and terms
- SavingsWatch terms and conditions
- Savings Declaration
- HMRC ISA Declaration
- Help to Buy: ISA declaration