Because you have a mortgage, savings or main current account with us, you’ll get a rate that’s at least 1% APR lower than the equivalent for all other members. For joint accounts, only one of you needs to be a member.
You’re a main current account holder if you hold a FlexOne, FlexStudent, FlexGraduate, FlexDirect or FlexPlus account. Or if you hold a FlexAccount and have been paying in £750+ a month for the last 3 months from a non-Nationwide account, or completed a switch to us from a non-Nationwide account using our Current Account Switch Team in the last 4 months.
Not a member with a mortgage, savings or main current account? As long as you have a FlexAccount you can still apply for a Nationwide loan, but the rates will be different. Try our calculator for all our other members.