What you need to know

About your interest rate

There is a limit to how low your interest rate can be if you're on a Nationwide tracker mortgage. Please check your latest mortgage offer for details.

About interest only mortgages

Your monthly payments only pay the interest due and don’t go towards reducing the amount you borrowed. So it’s important you have plans in place and regularly check they’re on track to repay the full amount by the end date of the mortgage.


Mortgages are secured on your home. You could lose your home if you do not keep up payments on your mortgage.
Mortgages are subject to underwriting and criteria. Minimum age 18, UK residents only.