Early Repayment Charge (ERC) calculator
Our Early Repayment Charge (ERC) calculator shows you what you might have to pay if you choose to pay off or switch your mortgage before your current deal ends, or if you pay over your allowance.
You can find your ERC details in your original mortgage offer. Your annual mortgage statement also shows any applicable ERCs at the date of each statement.
If you’re concerned about paying your mortgage we are here to help. Call us on 0800 464 30 30 (Monday to Friday, 9am to 5pm. Closed Saturdays, Sundays and bank holidays) to discuss your options, or visit our challenging times page