Explore our cash ISAs

Apply for a cash ISA and earn tax-free interest with Nationwide today.

We’ve found 5 savings accounts for you

AccountInterest rateWithdrawal limitsHow to manage the accountWho can applyLearn more and apply

1 Year Fixed Rate Cash ISA

Deposit a lump sum for a fixed term. Lock it away for a year and earn tax-free interest.
3.80%
AER/tax-free (fixed)
If you withdraw money, we will close the ISA and you will pay an early access charge.Online and branchUK residents aged 18 or over. ISAs can only be opened by one person as a sole account.

2 Year Fixed Rate Cash ISA

Deposit a lump sum for a fixed term. Lock it away for 2 years and earn tax-free interest.
3.80%
AER/tax-free (fixed)
If you withdraw money, we will close the ISA and you will pay an early access charge.Online and branchUK residents aged 18 or over. ISAs can only be opened by one person as a sole account.

3 Year Fixed Rate Cash ISA

Deposit a lump sum for a fixed term. Lock it away for 3 years and earn tax-free interest.
3.80%
AER/tax-free (fixed)
If you withdraw money, we will close the ISA and you will pay an early access charge.Online and branchUK residents aged 18 or over. ISAs can only be opened by one person as a sole account.

5 Year Fixed Rate Cash ISA

Deposit a lump sum for a fixed term. Lock it away for 5 years and earn tax-free interest.
3.80%
AER/tax-free (fixed)
If you withdraw money, we will close the ISA and you will pay an early access charge.Online and branchUK residents aged 18 or over. ISAs can only be opened by one person as a sole account.

1 Year Triple Access Online ISA

Withdraw your money up to 3 times a year without reducing your interest rate and earn tax-free variable interest.
3.75%
AER/tax-free (variable)
You can only withdraw to a Nationwide current or savings account. After 4 withdrawals, the interest rate reduces to 1.25% AER/tax-free a year (variable) for the rest of the term.OnlineUK residents aged 18 or over. ISAs can only be opened by one person as a sole account.

1 Year Fixed Rate Cash ISA

Deposit a lump sum for a fixed term. Lock it away for a year and earn tax-free interest.

Interest rate

3.80%
AER/tax-free (fixed)

Withdrawal limits

If you withdraw money, we will close the ISA and you will pay an early access charge.
How to manage the account
Online and branch
Who can apply
UK residents aged 18 or over. ISAs can only be opened by one person as a sole account.

2 Year Fixed Rate Cash ISA

Deposit a lump sum for a fixed term. Lock it away for 2 years and earn tax-free interest.

Interest rate

3.80%
AER/tax-free (fixed)

Withdrawal limits

If you withdraw money, we will close the ISA and you will pay an early access charge.
How to manage the account
Online and branch
Who can apply
UK residents aged 18 or over. ISAs can only be opened by one person as a sole account.

3 Year Fixed Rate Cash ISA

Deposit a lump sum for a fixed term. Lock it away for 3 years and earn tax-free interest.

Interest rate

3.80%
AER/tax-free (fixed)

Withdrawal limits

If you withdraw money, we will close the ISA and you will pay an early access charge.
How to manage the account
Online and branch
Who can apply
UK residents aged 18 or over. ISAs can only be opened by one person as a sole account.

5 Year Fixed Rate Cash ISA

Deposit a lump sum for a fixed term. Lock it away for 5 years and earn tax-free interest.

Interest rate

3.80%
AER/tax-free (fixed)

Withdrawal limits

If you withdraw money, we will close the ISA and you will pay an early access charge.
How to manage the account
Online and branch
Who can apply
UK residents aged 18 or over. ISAs can only be opened by one person as a sole account.

1 Year Triple Access Online ISA

Withdraw your money up to 3 times a year without reducing your interest rate and earn tax-free variable interest.

Interest rate

3.75%
AER/tax-free (variable)

Withdrawal limits

You can only withdraw to a Nationwide current or savings account. After 4 withdrawals, the interest rate reduces to 1.25% AER/tax-free a year (variable) for the rest of the term.
How to manage the account
Online
Who can apply
UK residents aged 18 or over. ISAs can only be opened by one person as a sole account.

What is a cash ISA?

Your interest rate is tax-free

You pay no tax on the interest you earn, so you could get more for your money.

You have an annual ISA allowance

This tax year, you can pay in up to £20,000 across your ISAs. This is your ISA allowance. Only the money you have deposited this tax year counts towards your allowance: the interest you have earned and transferring an ISA that holds money you saved in a previous tax year do not count.

Who they are for

Savers who want to make the most of their tax-free allowance and those who are happy to limit access to their money.

Frequently asked questions

Explore other savings accounts

Instant access savings accounts
Get easy and unlimited access to your money.

Limited access savings accounts
Only make a certain number of withdrawals without reducing your interest rate.

Fixed rate savings accounts
Deposit a lump sum and lock it away for an interest rate that is fixed for the term of the account.

Children’s savings accounts
Help your child start saving for their future or put some money away for them in a savings account for parents. We do not currently offer junior ISAs.

Compare all savings accounts

Explore our range of savings accounts, ISAs and bonds to find the best account for you today.

Why save with Nationwide?

  1. Member-only products

    We have a range of products we keep just for our members. They include savings accounts, credit cards and loans.

  2. Our Savings Promises

    We have 7 promises to make things fairer for our members. For example, we promise we won’t offer ‘brand new customer only’ savings accounts.

  1. Stay up to date with our savings accounts

    Sign up to SavingsWatch and we’ll let you know whenever we change our rates or bring out a new savings account.

  2. Our Branch Promise

    We have over 600 branches up and down the UK. And we have promised to keep every one open until at least the start of 2028.

Help for customers

If you have an ISA with us, we are here to support you.

Quick links:

Protecting your money

The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.