1 Year Triple Access Online Saver

Your rate depends on how many times you take money out in the 12 month term. After you take money out 4 times, the lower rate applies for the rest of the term.

• We work out your interest daily. This is then paid into your account yearly on each anniversary of your account opening.
• We’ll also pay interest when you close your account.

Yes, the rates are variable. That means we can change them, up or down.

Section 04 of ‘Our Savings Terms and Conditions’ explains when we can do this and how we’ll let you know.

You can also check our current rates in branch or online.

*Example shows the estimated balance if you withdraw £10 on the first day of the month, for the first 4 months of the term.

This table shows what a future balance might look like. It assumes:

• You don’t pay any more money in
• The interest rates shown do not change

You can open an account in your name or jointly with one other person. You can do so:

• on this page (the account can only be opened in your sole name)
• on our internet bank or banking app (if you’re registered)

You need to pay money into your account within 28 days or the account will close. You can pay in any amount up to £5 million.

• This is an online account – you can manage your money through the internet bank or banking app.
• You can't pay in or withdraw cash or cheques and you can access your statements through the internet bank or banking app.

• Yes, and you can take money out three times in the term without losing interest. If you take money out more than this, you’ll get a lower rate for the rest of the term.
• You can use our banking app or internet bank to transfer money to any Nationwide savings or current account that’s in your name and accepts payments. You can also transfer money to a current account you hold with another UK provider by Faster Payment as long as the account will accept them. There’s a limit to how much you can transfer at any one time. You can find more information about transfer limits online.

After 12 months, we’ll move your money to an instant access savings account which pays a lower rate of interest. We’ll be in touch before this happens to explain your options and next steps.

We'll usually contact you about your account by email, unless we need to send you a letter.

Stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

The interest rate without tax deducted.

You may need to pay tax on any interest that takes you over your PSA. The treatment of your account for tax purposes will depend on your individual circumstances. All tax information is based on our understanding of current law and HM Revenue & Customs practice, both of which may change. For more information, visit hmrc.gov.uk (opens in a new window).

The interest rates and information in this summary box came into effect on 1 October 2025.