Find the best savings account for you

How often do you want to access your savings?
Do you only want to see ISAs?

We’ve found 19 savings accounts for you

AccountInterest rateWithdrawal limitsHow to manage the accountWho can applyLearn more and apply

Flex Regular Saver

Limited access regular saver. Save up to £200 a month for 12 months.
6.50%
AER/gross a year (variable)
After 4 withdrawals, the interest rate reduces to 1.25% AER/gross a year (variable) for the rest of the term.OnlineNationwide current account holders aged 16 or over who apply online.

FlexOne Saver

Instant access children’s savings account. Save up to £5,000.
5.00%
AER/gross a year (variable)
Unlimited withdrawals.Online and branchFlexOne account holders aged 11 to 17.

1 Year Fixed Rate Cash ISA

Deposit a lump sum for a fixed term. Lock it away for a year and earn tax-free interest.
3.80%
AER/tax-free (fixed)
If you withdraw money, we will close the ISA and you will pay an early access charge.Online and branchUK residents aged 18 or over. ISAs can only be opened by one person as a sole account.

2 Year Fixed Rate Cash ISA

Deposit a lump sum for a fixed term. Lock it away for 2 years and earn tax-free interest.
3.80%
AER/tax-free (fixed)
If you withdraw money, we will close the ISA and you will pay an early access charge.Online and branchUK residents aged 18 or over. ISAs can only be opened by one person as a sole account.

3 Year Fixed Rate Cash ISA

Deposit a lump sum for a fixed term. Lock it away for 3 years and earn tax-free interest.
3.80%
AER/tax-free (fixed)
If you withdraw money, we will close the ISA and you will pay an early access charge.Online and branchUK residents aged 18 or over. ISAs can only be opened by one person as a sole account.

5 Year Fixed Rate Cash ISA

Deposit a lump sum for a fixed term. Lock it away for 5 years and earn tax-free interest.
3.80%
AER/tax-free (fixed)
If you withdraw money, we will close the ISA and you will pay an early access charge.Online and branchUK residents aged 18 or over. ISAs can only be opened by one person as a sole account.

1 Year Fixed Rate Online Bond

Deposit a lump sum for a fixed term. Lock it away for a year and earn interest.
3.80%
AER/gross a year (fixed)
No withdrawals until the term ends​.OnlineUK residents aged 16 or over.

2 Year Fixed Rate Online Bond

Deposit a lump sum for a fixed term. Lock it away for 2 years and earn interest.
3.80%
AER/gross a year (fixed)
No withdrawals until the term ends​.OnlineUK residents aged 16 or over.

3 Year Fixed Rate Online Bond

Deposit a lump sum for a fixed term. Lock it away for 3 years and earn interest.
3.80%
AER/gross a year (fixed)
No withdrawals until the term ends​.OnlineUK residents aged 16 or over.

5 Year Fixed Rate Online Bond

Deposit a lump sum for a fixed term. Lock it away for 5 years and earn interest.
3.80%
AER/gross a year (fixed)
No withdrawals until the term ends​.OnlineUK residents aged 16 or over.

1 Year Fixed Rate Branch Bond

Deposit a lump sum for a fixed term. Lock it away for a year and earn interest.
3.80%
AER/gross a year (fixed)
No withdrawals until the term ends​.Online and branchUK residents aged 16 or over.

2 Year Fixed Rate Branch Bond

Deposit a lump sum for a fixed term. Lock it away for 2 years and earn interest.
3.80%
AER/gross a year (fixed)
No withdrawals until the term ends​.Online and branchUK residents aged 16 or over.

3 Year Fixed Rate Branch Bond

Deposit a lump sum for a fixed term. Lock it away for 3 years and earn interest.
3.80%
AER/gross a year (fixed)
No withdrawals until the term ends​.Online and branchUK residents aged 16 or over.

5 Year Fixed Rate Branch Bond

Deposit a lump sum for a fixed term. Lock it away for 5 years and earn interest.
3.80%
AER/gross a year (fixed)
No withdrawals until the term ends​.Online and branchUK residents aged 16 or over.

1 Year Triple Access Online ISA

Withdraw your money up to 3 times a year without reducing your interest rate and earn tax-free variable interest.
3.75%
AER/tax-free (variable)
You can only withdraw to a Nationwide current or savings account. After 4 withdrawals, the interest rate reduces to 1.25% AER/tax-free a year (variable) for the rest of the term.OnlineUK residents aged 18 or over. ISAs can only be opened by one person as a sole account.

1 Year Triple Access Online Saver

Make up to 3 withdrawals without your interest rate reducing.
3.75%
AER/gross a year (variable)
After 4 withdrawals the interest rate reduces to 1.25% AER/gross a year (variable) for the rest of the term.OnlineUK residents aged 16 or over.

Children's Future Saver

Limited access children’s savings account for parents or guardians. Save up to £5,000 a year.
3.30%
AER/gross a year (variable)
After 2 withdrawals, the interest rate reduces to 1.60% AER/gross a year (variable) for the rest of the account year.Online and branchParents or guardians with parental responsibility for a child under 18.

Flex Instant Saver

Instant access savings account with a 12-month term. For existing current account customers only.
2.75%
AER/gross a year (variable)
Unlimited withdrawals.OnlineNationwide current account holders aged 16 or over who apply online.

Instant Access Saver

Instant access savings account where the interest rate depends on your account balance and applies to the whole balance.
£0.01 - £9,999.99
1.30%
AER/gross a year (variable)
£10,000.00 - £49,999.99
1.35%
AER/gross a year (variable)
£50,000.00+
1.60%
AER/gross a year (variable)
Unlimited withdrawals.Online and branchUK residents aged 16 or over.

Flex Regular Saver

Limited access regular saver. Save up to £200 a month for 12 months.

Interest rate

6.50%
AER/gross a year (variable)

Withdrawal limits

After 4 withdrawals, the interest rate reduces to 1.25% AER/gross a year (variable) for the rest of the term.
How to manage the account
Online
Who can apply
Nationwide current account holders aged 16 or over who apply online.

FlexOne Saver

Instant access children’s savings account. Save up to £5,000.

Interest rate

5.00%
AER/gross a year (variable)

Withdrawal limits

Unlimited withdrawals.
How to manage the account
Online and branch
Who can apply
FlexOne account holders aged 11 to 17.

1 Year Fixed Rate Cash ISA

Deposit a lump sum for a fixed term. Lock it away for a year and earn tax-free interest.

Interest rate

3.80%
AER/tax-free (fixed)

Withdrawal limits

If you withdraw money, we will close the ISA and you will pay an early access charge.
How to manage the account
Online and branch
Who can apply
UK residents aged 18 or over. ISAs can only be opened by one person as a sole account.

2 Year Fixed Rate Cash ISA

Deposit a lump sum for a fixed term. Lock it away for 2 years and earn tax-free interest.

Interest rate

3.80%
AER/tax-free (fixed)

Withdrawal limits

If you withdraw money, we will close the ISA and you will pay an early access charge.
How to manage the account
Online and branch
Who can apply
UK residents aged 18 or over. ISAs can only be opened by one person as a sole account.

3 Year Fixed Rate Cash ISA

Deposit a lump sum for a fixed term. Lock it away for 3 years and earn tax-free interest.

Interest rate

3.80%
AER/tax-free (fixed)

Withdrawal limits

If you withdraw money, we will close the ISA and you will pay an early access charge.
How to manage the account
Online and branch
Who can apply
UK residents aged 18 or over. ISAs can only be opened by one person as a sole account.

5 Year Fixed Rate Cash ISA

Deposit a lump sum for a fixed term. Lock it away for 5 years and earn tax-free interest.

Interest rate

3.80%
AER/tax-free (fixed)

Withdrawal limits

If you withdraw money, we will close the ISA and you will pay an early access charge.
How to manage the account
Online and branch
Who can apply
UK residents aged 18 or over. ISAs can only be opened by one person as a sole account.

1 Year Fixed Rate Online Bond

Deposit a lump sum for a fixed term. Lock it away for a year and earn interest.

Interest rate

3.80%
AER/gross a year (fixed)

Withdrawal limits

No withdrawals until the term ends​.
How to manage the account
Online
Who can apply
UK residents aged 16 or over.

2 Year Fixed Rate Online Bond

Deposit a lump sum for a fixed term. Lock it away for 2 years and earn interest.

Interest rate

3.80%
AER/gross a year (fixed)

Withdrawal limits

No withdrawals until the term ends​.
How to manage the account
Online
Who can apply
UK residents aged 16 or over.

3 Year Fixed Rate Online Bond

Deposit a lump sum for a fixed term. Lock it away for 3 years and earn interest.

Interest rate

3.80%
AER/gross a year (fixed)

Withdrawal limits

No withdrawals until the term ends​.
How to manage the account
Online
Who can apply
UK residents aged 16 or over.

5 Year Fixed Rate Online Bond

Deposit a lump sum for a fixed term. Lock it away for 5 years and earn interest.

Interest rate

3.80%
AER/gross a year (fixed)

Withdrawal limits

No withdrawals until the term ends​.
How to manage the account
Online
Who can apply
UK residents aged 16 or over.

1 Year Fixed Rate Branch Bond

Deposit a lump sum for a fixed term. Lock it away for a year and earn interest.

Interest rate

3.80%
AER/gross a year (fixed)

Withdrawal limits

No withdrawals until the term ends​.
How to manage the account
Online and branch
Who can apply
UK residents aged 16 or over.

2 Year Fixed Rate Branch Bond

Deposit a lump sum for a fixed term. Lock it away for 2 years and earn interest.

Interest rate

3.80%
AER/gross a year (fixed)

Withdrawal limits

No withdrawals until the term ends​.
How to manage the account
Online and branch
Who can apply
UK residents aged 16 or over.

3 Year Fixed Rate Branch Bond

Deposit a lump sum for a fixed term. Lock it away for 3 years and earn interest.

Interest rate

3.80%
AER/gross a year (fixed)

Withdrawal limits

No withdrawals until the term ends​.
How to manage the account
Online and branch
Who can apply
UK residents aged 16 or over.

5 Year Fixed Rate Branch Bond

Deposit a lump sum for a fixed term. Lock it away for 5 years and earn interest.

Interest rate

3.80%
AER/gross a year (fixed)

Withdrawal limits

No withdrawals until the term ends​.
How to manage the account
Online and branch
Who can apply
UK residents aged 16 or over.

1 Year Triple Access Online ISA

Withdraw your money up to 3 times a year without reducing your interest rate and earn tax-free variable interest.

Interest rate

3.75%
AER/tax-free (variable)

Withdrawal limits

You can only withdraw to a Nationwide current or savings account. After 4 withdrawals, the interest rate reduces to 1.25% AER/tax-free a year (variable) for the rest of the term.
How to manage the account
Online
Who can apply
UK residents aged 18 or over. ISAs can only be opened by one person as a sole account.

1 Year Triple Access Online Saver

Make up to 3 withdrawals without your interest rate reducing.

Interest rate

3.75%
AER/gross a year (variable)

Withdrawal limits

After 4 withdrawals the interest rate reduces to 1.25% AER/gross a year (variable) for the rest of the term.
How to manage the account
Online
Who can apply
UK residents aged 16 or over.

Children's Future Saver

Limited access children’s savings account for parents or guardians. Save up to £5,000 a year.

Interest rate

3.30%
AER/gross a year (variable)

Withdrawal limits

After 2 withdrawals, the interest rate reduces to 1.60% AER/gross a year (variable) for the rest of the account year.
How to manage the account
Online and branch
Who can apply
Parents or guardians with parental responsibility for a child under 18.

Flex Instant Saver

Instant access savings account with a 12-month term. For existing current account customers only.

Interest rate

2.75%
AER/gross a year (variable)

Withdrawal limits

Unlimited withdrawals.
How to manage the account
Online
Who can apply
Nationwide current account holders aged 16 or over who apply online.

Instant Access Saver

Instant access savings account where the interest rate depends on your account balance and applies to the whole balance.

Interest rate

£0.01 - £9,999.99
1.30%
AER/gross a year (variable)
£10,000.00 - £49,999.99
1.35%
AER/gross a year (variable)
£50,000.00+
1.60%
AER/gross a year (variable)

Withdrawal limits

Unlimited withdrawals.
How to manage the account
Online and branch
Who can apply
UK residents aged 16 or over.

Why save with Nationwide?

  1. Member-only products

    We have a range of products we keep just for our members. They include savings accounts, credit cards and loans.

  2. Our Savings Promises

    We have 7 promises to make things fairer for our members. For example, we promise we won’t offer ‘brand new customer only’ savings accounts.

  1. Stay up to date with our savings accounts

    Sign up to SavingsWatch and we’ll let you know whenever we change our rates or bring out a new savings account.

  2. Our Branch Promise

    We have over 600 branches up and down the UK. And we have promised to keep every one open until at least the start of 2028.

Check your interest rate

If you already have a Nationwide savings account, you can find your interest rate by logging in to our banking app or internet bank. You can also use our online tool to find your interest rate, if you know the name of your account.

Help for customers

If you have a savings account with us, we are here to support you.

Quick links:

Protecting your money

The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.