How often do you want to access your savings?
Do you only want to see ISAs?

We’ve found 12 savings accounts for you

This table shows our current savings accounts, to help you find the account that's right for you.
Account nameInterest rateWithdrawals and chargesManageDesigned forFind out more

Flex Regular Saver

Open online, and save up to £200 a month for 12 months.

6.50%
AER/gross a year (variable)
After 4 withdrawals the interest rate reduces to 2.15% AER/gross a year (variable) for the rest of the termOnlineNationwide current account holders

FlexOne Saver

An instant access children’s savings account. Just for FlexOne current account holders.
5.00%
AER/gross a year (variable)
You can make unlimited withdrawalsOnline and branchFlexOne account holders, aged 11 to 17

1 Year Fixed Rate ISA

Earn tax-free interest on a lump sum. Lock it away for a year, know your interest rate won't change.
4.50%
AER/tax-free (fixed)
A withdrawal in the term closes the account and an early access charge appliesOnline and branchAll savers

1 Year Triple Access Online ISA

Open online, earn tax-free interest, and make up to 3 withdrawals without losing interest
4.25%
AER/tax-free (variable)
After 4 withdrawals the interest rate reduces to 2.15% AER/gross a year (variable) for the rest of the termOnlineAll savers, but to make withdrawals from this account funds must be transferred to a Nationwide current account or suitable instant access savings account in your name

1 Year Triple Access Online Saver

Open online, and make up to 3 withdrawals without losing interest
4.25%
AER/gross a year (variable)
After 4 withdrawals the interest rate reduces to 2.15% AER/gross a year (variable) for the rest of the termOnlineAll savers

1 Year Fixed Rate Online Bond

Lock your money away, manage it online, know your interest rate won't change

4.25%
AER/gross a year (fixed)
No withdrawals until the term ends​OnlineAll savers

1 Year Fixed Rate Branch Bond

Only available to open in branch. Lock away a lump sum for a year, know your interest rate won't change.

4.25%
AER/gross a year (fixed)
No withdrawals until the term ends​Online and branchAll savers

2 Year Fixed Rate ISA

Earn tax-free interest on a lump sum. Lock it away for 2 years, know your interest rate won't change.
4.20%
AER/tax-free (fixed)
A withdrawal in the term closes the account and an early access charge appliesOnline and branchAll savers

2 Year Fixed Rate Online Bond

Lock your money away, manage it online, know your interest rate won't change

4.00%
AER/gross a year (fixed)
No withdrawals until the term ends​OnlineAll savers

2 Year Fixed Rate Branch Bond

Only available to open in branch. Lock away a lump sum for 2 years, know your interest rate won't change.

4.00%
AER/gross a year (fixed)
No withdrawals until the term ends​Online and branchAll savers

Flex Instant Saver

Unlimited access to your savings. Just for Nationwide current account holders.
3.25%
AER/gross a year (variable) for 12 months
You can make unlimited withdrawalsOnlineNationwide current account holders

Instant Access Saver

Unlimited access to your savings. Interest rate depends on your account balance and applies to the whole balance.
£0.01 - £9,999.99
2.25%
AER/gross a year (variable)
£10,000.00 - £49,999.99
2.30%
AER/gross a year (variable)
£50,000.00+
2.35%
AER/gross a year (variable)
You can make unlimited withdrawalsOnline and branchAll savers

Flex Regular Saver

Open online, and save up to £200 a month for 12 months.

Interest rate

6.50%
AER/gross a year (variable)

Withdrawals and charges

After 4 withdrawals the interest rate reduces to 2.15% AER/gross a year (variable) for the rest of the term

FlexOne Saver

An instant access children’s savings account. Just for FlexOne current account holders.

Interest rate

5.00%
AER/gross a year (variable)

Withdrawals and charges

You can make unlimited withdrawals

1 Year Fixed Rate ISA

Earn tax-free interest on a lump sum. Lock it away for a year, know your interest rate won't change.

Interest rate

4.50%
AER/tax-free (fixed)

Withdrawals and charges

A withdrawal in the term closes the account and an early access charge applies

1 Year Triple Access Online ISA

Open online, earn tax-free interest, and make up to 3 withdrawals without losing interest

Interest rate

4.25%
AER/tax-free (variable)

Withdrawals and charges

After 4 withdrawals the interest rate reduces to 2.15% AER/gross a year (variable) for the rest of the term

1 Year Triple Access Online Saver

Open online, and make up to 3 withdrawals without losing interest

Interest rate

4.25%
AER/gross a year (variable)

Withdrawals and charges

After 4 withdrawals the interest rate reduces to 2.15% AER/gross a year (variable) for the rest of the term

1 Year Fixed Rate Online Bond

Lock your money away, manage it online, know your interest rate won't change

Interest rate

4.25%
AER/gross a year (fixed)

Withdrawals and charges

No withdrawals until the term ends​

1 Year Fixed Rate Branch Bond

Only available to open in branch. Lock away a lump sum for a year, know your interest rate won't change.

Interest rate

4.25%
AER/gross a year (fixed)

Withdrawals and charges

No withdrawals until the term ends​

2 Year Fixed Rate ISA

Earn tax-free interest on a lump sum. Lock it away for 2 years, know your interest rate won't change.

Interest rate

4.20%
AER/tax-free (fixed)

Withdrawals and charges

A withdrawal in the term closes the account and an early access charge applies

2 Year Fixed Rate Online Bond

Lock your money away, manage it online, know your interest rate won't change

Interest rate

4.00%
AER/gross a year (fixed)

Withdrawals and charges

No withdrawals until the term ends​

2 Year Fixed Rate Branch Bond

Only available to open in branch. Lock away a lump sum for 2 years, know your interest rate won't change.

Interest rate

4.00%
AER/gross a year (fixed)

Withdrawals and charges

No withdrawals until the term ends​

Flex Instant Saver

Unlimited access to your savings. Just for Nationwide current account holders.

Interest rate

3.25%
AER/gross a year (variable) for 12 months

Withdrawals and charges

You can make unlimited withdrawals

Instant Access Saver

Unlimited access to your savings. Interest rate depends on your account balance and applies to the whole balance.

Interest rate

£0.01 - £9,999.99
2.25%
AER/gross a year (variable)
£10,000.00 - £49,999.99
2.30%
AER/gross a year (variable)
£50,000.00+
2.35%
AER/gross a year (variable)

Withdrawals and charges

You can make unlimited withdrawals

Jargon explained

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

Gross a year is the interest rate without tax deducted.

Tax-free is the contractual rate of interest payable where interest is exempt from income tax.

The tax information provided is based on our understanding of current law and HM Revenue & Customs practice, both of which may change.

Not sure where to start?

Find out whether a savings account, ISA or bond would best suit your needs.

Being a Nationwide member

When you save with us you become a Nationwide member, and part of something striving for mutual good.

New to saving?

If you're not in the habit of saving it can be hard to know where to start. We've got a range of accounts, tools and advice to help you get started.​


Protecting your money

The Financial Services Compensation Scheme (opens in a new window) (FSCS) is a free, independent service that protects up to £85,000 of your eligible money at Nationwide.