Some of our savings accounts cannot be opened right now

We have some savings accounts that have to be opened in branch. While we need to keep each other safe by staying at home, it's best that you do not apply for these accounts:

Future Saver
Inheritance ISA

We're looking for ways to make it possible to apply for these accounts from home. Meanwhile, you may find one of our other savings accounts is right for you – one that you can open online.

Let us help you choose a savings account from our range

Just answer a few questions and we'll show you your options, you can use this as many times as you like depending on what you're looking for.

Remember: it’s important to consider all the options available to you. Please check the details of any account you choose, so you’re sure it’s right for your needs and that you meet any eligibility requirements.

What is the account for?

Do you have a Nationwide current account, mortgage or savings account?

Do you hold a Nationwide main current account*?

Do you currently live in England, Scotland or Wales?

Do you have a Nationwide current account, mortgage or savings account?

Do you hold a Nationwide main current account*?

Do you have a Nationwide current account, mortgage or savings account?

Do you hold a Nationwide main current account*?

Savings rates table
Account name	Interest rate	Account features	Find out more
Future Saver – main current account customers Limited access Children's Savings Child savings account for parents/adults with parental responsibility for under-16s. Save up to £5,000 per account year Open in branch Manage online or in branch	1.00% AER/gross p.a. (variable)Rate reduces to 0.05% AER/gross p.a. (variable) if more than one withdrawal is made in an account year. Find out more - Future Saver – main current account customers	Save up to £5,000 per account year Open in branch Manage online or in branch	Find out more - Future Saver – main current account customers
Start to Save Instant access Only available to savers who live in England, Scotland or Wales Save up to £100 a month for 24 months Four prize draws where you could win £100. See how the prize draw works and the terms and conditions Making withdrawals may affect your entry into the prize draw For savers aged 16 or over Open and manage online – you’ll need to be signed up to our Internet Bank	1.00% AER/gross a year (variable) for 24 months Find out more - Start to Save	Save up to £100 a month for 24 months Four prize draws where you could win £100. See how the prize draw works and the terms and conditions Making withdrawals may affect your entry into the prize draw For savers aged 16 or over Open and manage online – you’ll need to be signed up to our Internet Bank	Find out more - Start to Save
Fixed Rate ISAs Cash ISAs Fixed term Lock away your money for a fixed term with a fixed interest rate Tax-free interest No withdrawals or additions during term Transfer existing ISA funds in when you open the account Open and manage online or in branch	Up to 0.50% AER/tax-free (fixed) Interest rates linked to length of fixed term. 1 year 0.40% AER/tax-free (fixed) 2 years 0.50% AER/tax-free (fixed) Find out more - Fixed Rate ISAs	Lock away your money for a fixed term with a fixed interest rate Tax-free interest No withdrawals or additions during term Transfer existing ISA funds in when you open the account Open and manage online or in branch	Find out more - Fixed Rate ISAs
Fixed Rate Bonds Fixed term Exclusively for members with a Nationwide current account or instant access savings account Apply online, then manage online or in branch Lock away your money for a fixed term with a fixed interest rate No withdrawals or additions during term	Up to 0.50% AER/gross p.a. (fixed) Interest rates linked to length of fixed term. 1 year 0.40% AER/gross p.a. (fixed) 2 years 0.50% AER/gross p.a. (fixed) Find out more - Fixed Rate Bonds	Apply online, then manage online or in branch Lock away your money for a fixed term with a fixed interest rate No withdrawals or additions during term	Find out more - Fixed Rate Bonds
Fixed Rate e-Bonds Fixed term Exclusively for members with a current account registered for Internet Banking Apply and manage online only Lock away your money for a fixed term with a fixed interest rate No withdrawals or additions during term	Up to 0.50% AER/gross p.a. (fixed) Interest rates linked to length of fixed term. 1 year 0.40% AER/gross p.a. (fixed) 2 years 0.50% AER/gross p.a. (fixed) Find out more - Fixed Rate e-Bonds	Apply and manage online only Lock away your money for a fixed term with a fixed interest rate No withdrawals or additions during term	Find out more - Fixed Rate e-Bonds
Future Saver – customers without a main current account Limited access Children's Savings Child savings account for parents/adults with parental responsibility for under-16s. Save up to £5,000 per account year Open in branch Manage online or in branch	0.50% AER/gross p.a. (variable)Rate reduces to 0.05% AER/gross p.a. (variable) if more than one withdrawal is made in an account year. Find out more - Future Saver – customers without a main current account	Save up to £5,000 per account year Open in branch Manage online or in branch	Find out more - Future Saver – customers without a main current account
1 Year Triple Access Online ISA Limited access Cash ISAs For savers who already have or plan to open a current account or suitable instant access account with us Make three withdrawals during the 12-month term without losing any interest To make withdrawals from this account, you must already have or be planning to open a current account or suitable instant access savings account with us Open online then manage using our Internet Bank or Banking app Tax-free interest	0.25% AER/tax-free (variable). But if you make more than three withdrawals, the rate drops for the rest of the term to 0.01% AER/tax-free (variable) Find out more - 1 Year Triple Access Online ISA	Make three withdrawals during the 12-month term without losing any interest To make withdrawals from this account, you must already have or be planning to open a current account or suitable instant access savings account with us Open online then manage using our Internet Bank or Banking app Tax-free interest	Find out more - 1 Year Triple Access Online ISA
1 Year Triple Access Online Saver Limited access Make three withdrawals during the 12-month term without loss of interest Open and manage online	0.25% AER/gross p.a. (variable) if you make 3 withdrawals or fewer during the term. Further withdrawals or subsequent closure are permitted subject to a lower interest rate of 0.01% AER/gross p.a. (variable) Find out more - 1 Year Triple Access Online Saver	Make three withdrawals during the 12-month term without loss of interest Open and manage online	Find out more - 1 Year Triple Access Online Saver
Instant ISA Saver Instant access Cash ISAs Tax-free interest Instant access Transfers in allowed anytime Open and manage online or in branch	0.01% to 0.05% AER/tax-free (variable) The interest rate is dependent on the balance in your account and applies to your entire account balance. Find out more - Instant ISA Saver	Tax-free interest Instant access Transfers in allowed anytime Open and manage online or in branch	Find out more - Instant ISA Saver
Instant Access Saver Instant access An everyday, no frills savings account Instant access Open and manage online or in branch	0.01% to 0.05% AER/gross p.a. (variable) The interest rate is dependent on the balance in your account and applies to your entire account balance. Find out more - Instant Access Saver	An everyday, no frills savings account Instant access Open and manage online or in branch	Find out more - Instant Access Saver

View our full range of savings

*What is a main current account?

FlexOne
FlexStudent
FlexGraduate
FlexDirect
FlexPlus

You also qualify if you hold a FlexAccount and:

- have been paying in £750+ a month for the past 3 months (excluding transfers from any Nationwide account held by you or anyone else)
OR
- you have completed an account switch to us (from a non-Nationwide account) through our Current Account Switch Team in the past 4 months.

Guides

Tools & services

Support

Protecting your money

More about the Financial Services Compensation Scheme

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross p.a. is the interest rate without tax deducted.
Net p.a. is the interest rate after the deduction of tax.
Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
The tax information provided is based on our understanding of current law and HM Revenue & Customs practice, both of which may change.

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Let us help you choose a savings account from our range

What is the account for?

Do you have a Nationwide current account, mortgage or savings account?

Do you hold a Nationwide main current account*?

Do you currently live in England, Scotland or Wales?

Do you have a Nationwide current account, mortgage or savings account?

Do you hold a Nationwide main current account*?

Do you have a Nationwide current account, mortgage or savings account?

Do you hold a Nationwide main current account*?

Future Saver – main current account customers

Start to Save

Fixed Rate ISAs

Fixed Rate Bonds

Fixed Rate e-Bonds

Future Saver – customers without a main current account

1 Year Triple Access Online ISA

1 Year Triple Access Online Saver

Instant ISA Saver

Instant Access Saver

Guides

Tools & services

Support

We'd value your feedback
when you're ready

Let us help you choose a savings account from our range

What is the account for?

Do you have a Nationwide current account, mortgage or savings account?

Do you hold a Nationwide main current account*?

Do you currently live in England, Scotland or Wales?

Do you have a Nationwide current account, mortgage or savings account?

Do you hold a Nationwide main current account*?

Do you have a Nationwide current account, mortgage or savings account?

Do you hold a Nationwide main current account*?

We'd value your feedbackwhen you're ready

We'd value your feedback
when you're ready