Let us help you choose a savings account from our range

Just answer a few questions and we'll show you your options, you can use this as many times as you like depending on what you're looking for.

Remember: it’s important to consider all the options available to you. Please check the details of any account you choose, so you’re sure it’s right for your needs and that you meet any eligibility requirements.

What is the account for?

Do you have a Nationwide current account, mortgage or savings account?

Do you hold a Nationwide main current account*?

Do you currently live in England, Scotland or Wales?

Do you have a Nationwide current account, mortgage or savings account?

Do you hold a Nationwide main current account*?

Do you have a Nationwide current account, mortgage or savings account?

Do you hold a Nationwide main current account*?

Savings rates table
Account name	Interest rate	Account features	Find out more
Future Saver – main current account customers Limited access Children's Savings Child savings account for parents/adults with parental responsibility for under-16s. Conditions apply to online account opening. Save up to £5,000 per account year Open in branch Manage online or in branch	3.00% AER/gross p.a. (variable)Rate reduces to 0.50% AER/gross p.a. (variable) if more than one withdrawal is made in an account year. Find out more - Future Saver – main current account customers	Save up to £5,000 per account year Open in branch Manage online or in branch	Find out more - Future Saver – main current account customers
Future Saver – customers without a main current account Limited access Children's Savings Child savings account for parents/adults with parental responsibility for under-16s. Conditions apply to online account opening. Save up to £5,000 per account year Open in branch Manage online or in branch	2.00% AER/gross p.a. (variable)Rate reduces to 0.50% AER/gross p.a. (variable) if more than one withdrawal is made in an account year. Find out more - Future Saver – customers without a main current account	Save up to £5,000 per account year Open in branch Manage online or in branch	Find out more - Future Saver – customers without a main current account
Fixed Rate ISAs Cash ISAs Fixed term Lock away your money for a fixed term with a fixed interest rate Tax-free interest No withdrawals or additions during term Transfer existing ISA funds in when you open the account Open and manage online or in branch	Up to 1.00% AER/tax-free (fixed) Interest rates linked to length of fixed term. 1 year 0.75% AER/tax-free (fixed) 2 years 0.85% AER/tax-free (fixed) 3 years 1.00% AER/tax-free (fixed) Find out more - Fixed Rate ISAs	Lock away your money for a fixed term with a fixed interest rate Tax-free interest No withdrawals or additions during term Transfer existing ISA funds in when you open the account Open and manage online or in branch	Find out more - Fixed Rate ISAs
Fixed Rate Bonds Fixed term Lock away your money for a fixed term with a fixed interest rate No withdrawals or additions during term Open in branch, then manage online or in branch	Up to 1.00% AER/gross p.a. (fixed) Interest rates linked to length of fixed term. 1 year 0.75% AER/gross p.a. (fixed) 2 years 0.85% AER/gross p.a. (fixed) 3 years 1.00% AER/gross p.a. (fixed) Find out more - Fixed Rate Bonds	Lock away your money for a fixed term with a fixed interest rate No withdrawals or additions during term Open in branch, then manage online or in branch	Find out more - Fixed Rate Bonds
Fixed Rate e‑Bonds Fixed term Exclusively for members with a current account registered for Internet Banking Apply and manage online only Lock away your money for a fixed term with a fixed interest rate No withdrawals or additions during term	Up to 1.00% AER/gross p.a. (fixed) Interest rates linked to length of fixed term. 1 year 0.75% AER/gross p.a. (fixed) 2 years 0.85% AER/gross p.a. (fixed) 3 years 1.00% AER/gross p.a. (fixed) Find out more - Fixed Rate e‑Bonds	Apply and manage online only Lock away your money for a fixed term with a fixed interest rate No withdrawals or additions during term	Find out more - Fixed Rate e‑Bonds
Start to Save Instant access Only available to savers who live in England, Scotland or Wales Save up to £100 a month for 24 months Four prize draws where you could win £100. See how the prize draw works and the terms and conditions Making withdrawals may affect your entry into the prize draw For savers aged 16 or over Open and manage online – you’ll need to be signed up to our Internet Bank	1.00% AER/gross a year (variable) for 24 months Find out more - Start to Save	Save up to £100 a month for 24 months Four prize draws where you could win £100. See how the prize draw works and the terms and conditions Making withdrawals may affect your entry into the prize draw For savers aged 16 or over Open and manage online – you’ll need to be signed up to our Internet Bank	Find out more - Start to Save
1 Year Triple Access Online ISA Limited access Cash ISAs For savers who have a Nationwide current account or instant-access savings account (not including ISAs) Make three withdrawals during the 12-month term without loss of interest Tax-free interest Open and manage online using our Internet Bank or Banking app	0.90% AER/tax-free (variable) if you make 3 withdrawals or fewer during the term. Further withdrawals or subsequent closure are permitted subject to a lower interest rate of 0.10% AER/tax-free (variable) Find out more - 1 Year Triple Access Online ISA	Make three withdrawals during the 12-month term without loss of interest Tax-free interest Open and manage online using our Internet Bank or Banking app	Find out more - 1 Year Triple Access Online ISA
1 Year Triple Access Online Saver Limited access Make three withdrawals during the 12-month term without loss of interest Open and manage online	0.90% AER/gross p.a. (variable) if you make 3 withdrawals or fewer during the term. Further withdrawals or subsequent closure are permitted subject to a lower interest rate of 0.10% AER/gross p.a. (variable) Find out more - 1 Year Triple Access Online Saver	Make three withdrawals during the 12-month term without loss of interest Open and manage online	Find out more - 1 Year Triple Access Online Saver
Triple Access ISA Limited access Cash ISAs Make three withdrawals per account year without loss of interest Tax-free interest Open in branch, then manage in branch or online	0.75% AER/tax-free (variable) if you make 3 withdrawals or fewer per year. Further withdrawals or subsequent closure are permitted subject to a lower interest rate of 0.10% AER/tax-free (variable) Find out more - Triple Access ISA	Make three withdrawals per account year without loss of interest Tax-free interest Open in branch, then manage in branch or online	Find out more - Triple Access ISA
Triple Access Saver Limited access Make three withdrawals per account year without loss of interest Open in branch, then manage in branch or online	0.75% AER/gross p.a. (variable) if you make 3 withdrawals or fewer per year. Further withdrawals or subsequent closure are permitted subject to a lower interest rate of 0.10% AER/gross p.a. (variable) Find out more - Triple Access Saver	Make three withdrawals per account year without loss of interest Open in branch, then manage in branch or online	Find out more - Triple Access Saver
Flex Online Saver Instant access Exclusively for members with a main current account Instant access Open and manage online	0.30% to 0.50% AER/gross p.a. (variable) The interest rate is dependent on the balance in your account and applies to your entire account balance. Find out more - Flex Online Saver	Instant access Open and manage online	Find out more - Flex Online Saver
Instant ISA Saver Instant access Cash ISAs Tax-free interest Instant access Transfers in allowed anytime Open and manage online or in branch	0.30% to 0.50% AER/tax-free (variable) The interest rate is dependent on the balance in your account and applies to your entire account balance. Find out more - Instant ISA Saver	Tax-free interest Instant access Transfers in allowed anytime Open and manage online or in branch	Find out more - Instant ISA Saver
Instant Access Saver Instant access An everyday, no frills savings account Instant access Open and manage online or in branch	0.10% to 0.25% AER/gross p.a. (variable) The interest rate is dependent on the balance in your account and applies to your entire account balance. Find out more - Instant Access Saver	An everyday, no frills savings account Instant access Open and manage online or in branch	Find out more - Instant Access Saver

View our full range of savings

*What is a main current account?

FlexOne
FlexStudent
FlexGraduate
FlexDirect
FlexPlus

You also qualify if you hold a FlexAccount and:

- have been paying in £750+ a month for the past 3 months (excluding transfers from any Nationwide account held by you or anyone else)
OR
- you have completed an account switch to us (from a non-Nationwide account) through our Current Account Switch Team in the past 4 months.

Guides

Tools & services

Support

Protecting your money

More about the Financial Services Compensation Scheme

AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross p.a. is the interest rate without tax deducted.
Net p.a. is the interest rate after the deduction of tax.
Tax-free is the contractual rate of interest payable where interest is exempt from income tax.
The tax information provided is based on our understanding of current law and HM Revenue & Customs practice, both of which may change.

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Let us help you choose a savings account from our range

What is the account for?

Do you have a Nationwide current account, mortgage or savings account?

Do you hold a Nationwide main current account*?

Do you currently live in England, Scotland or Wales?

Do you have a Nationwide current account, mortgage or savings account?

Do you hold a Nationwide main current account*?

Do you have a Nationwide current account, mortgage or savings account?

Do you hold a Nationwide main current account*?

Future Saver – main current account customers

Future Saver – customers without a main current account

Fixed Rate ISAs

Fixed Rate Bonds

Fixed Rate e‑Bonds

Start to Save

1 Year Triple Access Online ISA

1 Year Triple Access Online Saver

Triple Access ISA

Triple Access Saver

Flex Online Saver

Instant ISA Saver

Instant Access Saver

Guides

Tools & services

Support

We'd value your feedback
when you're ready

Let us help you choose a savings account from our range

What is the account for?

Do you have a Nationwide current account, mortgage or savings account?

Do you hold a Nationwide main current account*?

Do you currently live in England, Scotland or Wales?

Do you have a Nationwide current account, mortgage or savings account?

Do you hold a Nationwide main current account*?

Do you have a Nationwide current account, mortgage or savings account?

Do you hold a Nationwide main current account*?

We'd value your feedbackwhen you're ready

We'd value your feedback
when you're ready